Uttarakhand State Co-operative Bank (UK State Cooperative Bank) is a state co-operative apex bank, headquartered in Dehradun. Its headline 1-year FD rate of 6.75% is +0.03% above the state co-operative bank average of 6.72%, ranking #16 of 27 state co-operative banks.
Rates as of 1 Aug 2025, verified from official source. Majority Government-of-India owned — deposits insured by DICGC up to ₹5,00,000.
Estimate returns at UK State Cooperative Bank (quarterly compounding)
Rates for deposits below ₹3 crore · General vs Senior · trend over time
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
| Tenure | General | Senior | Trend | Applies to |
|---|---|---|---|---|
7 to 45 days |
3.50% | 4.00% | — | Any amount |
46 to 180 days |
4.50% | 5.00% | — | Any amount |
181 days to under 1 year |
5.75% | 6.25% | — | Any amount |
1 year |
6.75% | 7.25% | — | Any amount |
Above 1 year to 3 years |
6.70% | 7.20% | — | Any amount |
Above 3 years to 5 years |
6.65% | 7.15% | — | Any amount |
Above 5 years to 10 years |
6.50% | 7.00% | — | Any amount |
Rates for deposits below ₹3 crore · general vs senior citizen · trend over time
| Tenure | General | Senior | Trend | Applies to |
|---|---|---|---|---|
Any tenure |
2.90% | — | — | Any amount |
Deposits with Uttarakhand State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official UK State Cooperative Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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