SVC Bank NRE FD Interest Rates: up to 6.85%

Tenure	General	Senior	Applies to	Effective On	Source
Above 12 months to below 14 months	6.85%	—	Any amount	1 Aug 2026 ✓ verified 21 Oct 2026	official fetched 21 Oct 2026
14 months to below 16 months	6.80%	—	Any amount	1 Aug 2026 ✓ verified 21 Oct 2026	official fetched 21 Oct 2026
16 months to 24 months	6.70%	—	Any amount	1 Aug 2026 ✓ verified 21 Oct 2026	official fetched 21 Oct 2026
Above 24 months to 60 months	6.60%	—	Any amount	1 Aug 2026 ✓ verified 21 Oct 2026	official fetched 21 Oct 2026

SVC Bank NRE FD rate changes

Changes to SVC Bank's NRE fixed deposit rates that RateScan.in has recorded since it started tracking them on 21 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to SVC Bank's NRE fixed deposit rates has been recorded since tracking started on 21 Oct 2026.

SVC Bank NRE FD: frequently asked questions

What is the highest SVC Bank NRE FD interest rate?

As of 21 Oct 2026, Shamrao Vithal Co-operative Bank Ltd. offers up to 6.85% p.a. on its NRE fixed deposit (Above 12 months to below 14 months) for general customers. Rates below are as published by the bank — confirm with SVC Bank before investing.

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Do senior citizens get higher NRE FD rates at SVC Bank?

Shamrao Vithal Co-operative Bank Ltd. does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.

Is interest on SVC Bank NRE FDs taxable in India?

Interest on NRE deposits is generally exempt from income tax in India for eligible Non-Resident Indians. Tax rules depend on your residential status and the country you live in, so confirm with a tax advisor.

When did SVC Bank last change its NRE FD rates?

RateScan.in has recorded no change to Shamrao Vithal Co-operative Bank Ltd.'s NRE fixed deposit rates since it started tracking them on 21 Oct 2026.

Rate movements →

What NRE fixed deposit tenures does SVC Bank offer?

Shamrao Vithal Co-operative Bank Ltd.'s published NRE fixed deposit rate table has 4 tenure bands, from “Above 12 months to below 14 months” to “Above 24 months to 60 months”.

Is my NRE fixed deposit with SVC Bank insured?

Deposits with Shamrao Vithal Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these SVC Bank rates?

RateScan.in refreshed this dataset on 21 Oct 2026; the bank's rates shown here are effective 1 Aug 2026. Rates can change without notice, so verify on the official SVC Bank website before investing.

Rate movements →

More SVC Bank rates

SVC Bank overview SVC Bank Fixed Deposit rates SVC Bank Savings rates SVC Bank FCNR(B) rates

NRE FD rates at other banks

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Higher 2 years NRE Fixed Deposit rates than SVC Bank

14 banks serving Maharashtra pay more. Top picks:

Private Highest Bandhan 7.45% +0.75% vs SVC Bank Co-operative Saraswat Bank 7.25% +0.55% vs SVC Bank Private IDFC First 7.10% +0.40% vs SVC Bank

See every higher rate in Maharashtra →

Good to know

Deposits with Shamrao Vithal Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
SVC Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
Senior citizens (60+) earn up to 0.75% p.a. more than general customers at SVC Bank, depending on the tenure.
SVC Bank's FD table includes 1 special schemes; check eligibility and end dates.

Informational only — always confirm the current rate on the official SVC Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

Shamrao Vithal Co-operative Bank Ltd. NRE Fixed Deposit interest rates · October 2026