Saraswat Co-operative Bank Ltd. FCNR(B) Deposit interest rates · October 2026
Saraswat Bank's best FCNR(B) Deposit rate is 4.50% (1 year to less than 2 years, USD).
FCNR(B) Deposit rates
Foreign Currency Non-Resident (Bank) deposits · USD, GBP, EUR and more · general rates
| Currency | Tenure | Rate | Applies to | Effective On | Source |
|---|---|---|---|---|---|
| USD | 1 year to less than 2 years | 4.50% | Any amount | 6 Oct 2026 ✓ verified 21 Oct 2026 |
official fetched 21 Oct 2026 |
| USD | 2 years to less than 3 years | 4.15% | Any amount | 6 Oct 2026 ✓ verified 21 Oct 2026 |
official fetched 21 Oct 2026 |
| USD | 3 years to less than 4 years | 4.15% | Any amount | 6 Oct 2026 ✓ verified 21 Oct 2026 |
official fetched 21 Oct 2026 |
| USD | 4 years to less than 5 years | 4.15% | Any amount | 6 Oct 2026 ✓ verified 21 Oct 2026 |
official fetched 21 Oct 2026 |
| USD | 5 years | 4.15% | Any amount | 6 Oct 2026 ✓ verified 21 Oct 2026 |
official fetched 21 Oct 2026 |
Saraswat Bank FCNR(B) rate changes
Changes to Saraswat Bank's FCNR(B) deposit rates that RateScan.in has recorded since it started tracking them on 21 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Saraswat Bank's FCNR(B) deposit rates has been recorded since tracking started on 21 Oct 2026.
Saraswat Bank FCNR(B): frequently asked questions
What is the highest Saraswat Bank FCNR(B) interest rate?
As of 21 Oct 2026, Saraswat Co-operative Bank Ltd. offers up to 4.50% p.a. on its FCNR(B) deposit (1 year to less than 2 years, USD) for general customers. Rates below are as published by the bank — confirm with Saraswat Bank before investing.
Which currencies does Saraswat Bank offer for FCNR(B) deposits?
Saraswat Co-operative Bank Ltd. lists FCNR(B) rates for USD. FCNR(B) deposits are held in foreign currency for terms of 1 to 5 years.
When did Saraswat Bank last change its FCNR(B) rates?
RateScan.in has recorded no change to Saraswat Co-operative Bank Ltd.'s FCNR(B) deposit rates since it started tracking them on 21 Oct 2026.
Is my FCNR(B) deposit with Saraswat Bank insured?
Deposits with Saraswat Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Saraswat Bank rates?
RateScan.in refreshed this dataset on 21 Oct 2026; the bank's rates shown here are effective 6 Oct 2026. Rates can change without notice, so verify on the official Saraswat Bank website before investing.
More Saraswat Bank rates
FCNR(B) rates at other banks
Good to know
- Deposits with Saraswat Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Saraswat Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Saraswat Bank, depending on the tenure.
Informational only — always confirm the current rate on the official Saraswat Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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