M. S. Co-operative Bank Ltd. Recurring Deposit interest rates · October 2026
M.S. Co-op Bank's best Recurring Deposit rate is 7.00% (Above 2 years to 3 years), 1.00 points below the best on the market (8.00%).
- Seniors: up to 7.50% (Above 2 years to 3 years), 0.50 points above the general rate for that tenure.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
1 year to 2 years |
6.75% | 7.25% | Any amount | 1 Nov 2025 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
Above 2 years to 3 years |
7.00% | 7.50% | Any amount | 1 Nov 2025 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
Above 3 years to 5 years |
6.75% | 7.25% | Any amount | 1 Nov 2025 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
Above 5 year to 10 Years |
6.00% | 6.50% | Any amount | 1 Nov 2025 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
M.S. Co-op Bank Recurring Deposit rate changes
Changes to M.S. Co-op Bank's recurring deposit (RD) rates that RateScan.in has recorded since it started tracking them on 22 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to M.S. Co-op Bank's recurring deposit (RD) rates has been recorded since tracking started on 22 Oct 2026.
M.S. Co-op Bank Recurring Deposit: frequently asked questions
What is the highest M.S. Co-op Bank Recurring Deposit interest rate?
As of 22 Oct 2026, M. S. Co-operative Bank Ltd. offers up to 7.00% p.a. on its recurring deposit (RD) (Above 2 years to 3 years) for general customers and 7.50% p.a. (Above 2 years to 3 years) for senior citizens. Rates below are as published by the bank — confirm with M.S. Co-op Bank before investing.
Do senior citizens get higher Recurring Deposit rates at M.S. Co-op Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at M. S. Co-operative Bank Ltd., depending on the tenure.
When did M.S. Co-op Bank last change its Recurring Deposit rates?
RateScan.in has recorded no change to M. S. Co-operative Bank Ltd.'s recurring deposit (RD) rates since it started tracking them on 22 Oct 2026.
What recurring deposit (RD) tenures does M.S. Co-op Bank offer?
M. S. Co-operative Bank Ltd.'s published recurring deposit (RD) rate table has 4 tenure bands, from “1 year to 2 years” to “Above 5 year to 10 Years”.
Is my recurring deposit (RD) with M.S. Co-op Bank insured?
Deposits with M. S. Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these M.S. Co-op Bank rates?
RateScan.in refreshed this dataset on 22 Oct 2026; the bank's rates shown here are effective 1 Nov 2025. Rates can change without notice, so verify on the official M.S. Co-op Bank website before investing.
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Good to know
- Deposits with M. S. Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- M.S. Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at M.S. Co-op Bank, depending on the tenure.
Informational only — always confirm the current rate on the official M.S. Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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