Kerala State Co-operative Bank interest rates · November 2026
What will my FD earn at Kerala Bank?
Overview
Kerala State Co-operative Bank (Kerala Bank) is a state co-operative apex bank, headquartered in Thiruvananthapuram, established in 2019. Its headline 1-year FD rate of 7.10% is 0.39% above the state co-operative bank average of 6.71%, ranking #276 of 1033 banks on RateScan.in.
Rates as of 30 Jun 2025, verified from official source. State co-operative bank, regulated by RBI and supervised by NABARD: deposits insured by DICGC up to ₹5,00,000. One of 961 co-operative banks whose rates we checked at the source in the last 7 days.
RBI record
No RBI press release since 1 Jan 2024 names Kerala State Co-operative Bank. We read RBI's press releases every week; last checked on 11 Nov 2026.
This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.
Branches
764 branches in 14 districts
Most branches: Thiruvananthapuram 90, Kannur 66, Kollam 66
From RBI's IFSC directory (updated 1 Nov 2026). Counts can include recently merged or closed branches; check the bank's branch locator before visiting.
Kerala Bank rates
Every rate, tenure by tenure, and what your money grows to.
Kerala Bank Fixed Deposit rate changes
Changes to Kerala Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 30 Sept 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Kerala Bank's fixed deposit (FD) rates has been recorded since tracking started on 30 Sept 2026.
Good to know
- Deposits with Kerala State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Kerala Bank is a state co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Kerala Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Kerala Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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