As of 5 Oct 2026, Jammu and Kashmir Grameen Bank offers up to 6.75% p.a. on its recurring deposit (RD) (2 years to 887 days) for general customers and 7.25% p.a. (2 years to 887 days) for senior citizens. Rates below are as published by the bank — confirm with JKGB before investing.
Rates for deposits below ₹3 crore · general vs senior citizen · trend over time
| Tenure | General | Senior | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|
1 year to less than 18 months |
6.55% | 7.05% | Any amount | 18 Sept 2026 |
official fetched 22 Sept 2026 ✓ verified 5 Oct 2026 |
|
18 month to less than 2 years |
6.65% | 7.15% | Any amount | 18 Sept 2026 |
official fetched 22 Sept 2026 ✓ verified 5 Oct 2026 |
|
2 years to 887 days |
6.75% | 7.25% | Any amount | 18 Sept 2026 |
official fetched 22 Sept 2026 ✓ verified 5 Oct 2026 |
|
889 days to less than 3 years |
6.75% | 7.25% | Any amount | 18 Sept 2026 |
official fetched 22 Sept 2026 ✓ verified 5 Oct 2026 |
|
3 years to less than 5 years |
6.70% | 7.20% | Any amount | 18 Sept 2026 |
official fetched 22 Sept 2026 ✓ verified 5 Oct 2026 |
|
5 years to 10 years |
6.75% | 7.25% | Any amount | 18 Sept 2026 |
official fetched 22 Sept 2026 ✓ verified 5 Oct 2026 |
As of 5 Oct 2026, Jammu and Kashmir Grameen Bank offers up to 6.75% p.a. on its recurring deposit (RD) (2 years to 887 days) for general customers and 7.25% p.a. (2 years to 887 days) for senior citizens. Rates below are as published by the bank — confirm with JKGB before investing.
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Jammu and Kashmir Grameen Bank, depending on the tenure.
Deposits with Jammu and Kashmir Grameen Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 18 Sept 2026. Rates can change without notice, so verify on the official JKGB website before investing.
Deposits with Jammu and Kashmir Grameen Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official JKGB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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