Rates verified from official source
As of 5 Oct 2026, HDFC Bank offers up to 6.50% p.a. on its recurring deposit (RD) (3 Years 1 day to < 4 Years 7 Months) for general customers and 7.10% p.a. (3 Years 1 day to < 4 Years 7 Months) for senior citizens. Rates below are as published by the bank — confirm with HDFC before investing.
Rates for deposits below ₹3 crore · general vs senior citizen · trend over time
| Tenure | General | Senior | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|
1 Year to < 15 months |
6.25% | 6.75% | Any amount | 1 Sept 2017 |
official fetched 19 Sept 2026 ✓ verified 5 Oct 2026 |
|
15 months to < 18 months |
6.35% | 6.85% | Any amount | 1 Sept 2017 |
official fetched 19 Sept 2026 ✓ verified 5 Oct 2026 |
|
18 months to < 21 months |
6.45% | 6.95% | Any amount | 1 Sept 2017 |
official fetched 19 Sept 2026 ✓ verified 5 Oct 2026 |
|
21 months to 2 years |
6.45% | 6.95% | Any amount | 1 Sept 2017 |
official fetched 19 Sept 2026 ✓ verified 5 Oct 2026 |
|
2 Years 1 day to < 2 Year 11 Months |
6.45% | 6.95% | Any amount | 1 Sept 2017 |
official fetched 19 Sept 2026 ✓ verified 5 Oct 2026 |
|
2 Years 11 Months 1 day <= 3 Year |
6.45% | 6.95% | Any amount | 1 Sept 2017 |
official fetched 19 Sept 2026 ✓ verified 5 Oct 2026 |
|
3 Years 1 day to < 4 Years 7 Months |
6.50% | 7.10% | Any amount | 1 Sept 2017 |
official fetched 19 Sept 2026 ✓ verified 5 Oct 2026 |
|
4 Year 7 Months 1 day <=5 Years |
6.40% | 6.90% | Any amount | 1 Sept 2017 |
official fetched 19 Sept 2026 ✓ verified 5 Oct 2026 |
|
5 Years 1 day to 10 Years |
6.15% | 6.65% | Any amount | 1 Sept 2017 |
official fetched 19 Sept 2026 ✓ verified 5 Oct 2026 |
As of 5 Oct 2026, HDFC Bank offers up to 6.50% p.a. on its recurring deposit (RD) (3 Years 1 day to < 4 Years 7 Months) for general customers and 7.10% p.a. (3 Years 1 day to < 4 Years 7 Months) for senior citizens. Rates below are as published by the bank — confirm with HDFC before investing.
Yes. Senior citizens (60+) earn up to 0.60% p.a. more than general customers at HDFC Bank, depending on the tenure.
Deposits with HDFC Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 1 Sept 2017. Rates can change without notice, so verify on the official HDFC website before investing.
Deposits with HDFC Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official HDFC website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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