The Gandhinagar Nagarik Co-op. Bank Ltd. interest rates · October 2026
Overview
The Gandhinagar Nagarik Co-op. Bank Ltd. (Gandhinagar Nagarik Bank) is an urban co-operative bank (UCB), headquartered in Gandhinagar. Its headline 1-year FD rate of 5.50% is 0.83% below the urban co-operative bank average of 6.33%, ranking #303 of 333 banks on RateScan.in. RateScan.in tracks 14 published rate lines for Gandhinagar Nagarik Bank (product types: 2), last verified 22 Oct 2026. CRAR / NPA figures are not available for this bank.
Rates as of 22 Oct 2026, verified from official source. Majority Government-of-India owned — deposits insured by DICGC up to ₹5,00,000.
Higher 1 year Fixed Deposit rates than Gandhinagar Nagarik Bank
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Good to know
- Deposits with The Gandhinagar Nagarik Co-op. Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Gandhinagar Nagarik Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Gandhinagar Nagarik Bank, depending on the tenure.
Informational only — always confirm the current rate on the official Gandhinagar Nagarik Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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