Rates verified from official source

Fino Payments Bank
deposit rates

Savings rate
4.50%
Above Rs. 1 Lakh

Overview

www.finobank.com

Fino Payments Bank (Fino) is a payments bank, headquartered in Navi Mumbai, established in 2017.

Headquarters
Navi Mumbai
Established
2017
Ownership
Payments bank (privately owned)
Operates in
Andhra Pradesh, Assam, Bihar, Chhattisgarh + 19 more states
Financial health
Standalone CRAR / NPA figures are not published separately for this bank. Payments banks do not offer fixed deposits and are regulated differently.
Recent movement
Tracking started

Rates as of 1 Dec 2025, verified from official source. RBI-licensed payments bank — savings accounts only (no FD/RD); deposits insured by DICGC up to ₹5,00,000.

Savings account rates

Rates for deposits below ₹3 crore · general vs senior citizen · trend over time

TenureGeneralSeniorTrendApplies to
Any tenure
 1.50% 1.50% Up to and including Rs. 1 Lakh
Any tenure
 4.50% 1.50% Above Rs. 1 Lakh
Source ↗

Good to know

Fino Payments Bank is an RBI-licensed payments bank: it offers savings accounts only — no fixed or recurring deposits — and caps balances at ₹2 lakh per customer. Deposits are insured by DICGC up to ₹5,00,000 per depositor (principal + interest).

official Effective 1 Dec 2025 · Verified 25 Sept 2026 · View source

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