Rates verified from official source

The Financial Co-operative Bank Ltd. Recurring Deposit interest rates · October 2026

Finco Bank has the highest Recurring Deposit rate on the market: 7.50% (Above 1 year to 2 year).

TenureGeneralSeniorApplies toEffective OnSource
Above 1 year
to 2 year
7.50% — Any amount
1 Mar 2025
✓ verified 22 Oct 2026
official
fetched 22 Oct 2026

Finco Bank Recurring Deposit rate changes

Changes to Finco Bank's recurring deposit (RD) rates that RateScan.in has recorded since it started tracking them on 22 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to Finco Bank's recurring deposit (RD) rates has been recorded since tracking started on 22 Oct 2026.

Finco Bank Recurring Deposit: frequently asked questions

What is the highest Finco Bank Recurring Deposit interest rate?

As of 22 Oct 2026, The Financial Co-operative Bank Ltd. offers up to 7.50% p.a. on its recurring deposit (RD) (Above 1 year to 2 year) for general customers. Rates below are as published by the bank — confirm with Finco Bank before investing.

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Do senior citizens get higher Recurring Deposit rates at Finco Bank?

The Financial Co-operative Bank Ltd. does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.

When did Finco Bank last change its Recurring Deposit rates?

RateScan.in has recorded no change to The Financial Co-operative Bank Ltd.'s recurring deposit (RD) rates since it started tracking them on 22 Oct 2026.

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Is my recurring deposit (RD) with Finco Bank insured?

Deposits with The Financial Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Finco Bank rates?

RateScan.in refreshed this dataset on 22 Oct 2026; the bank's rates shown here are effective 1 Mar 2025. Rates can change without notice, so verify on the official Finco Bank website before investing.

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Good to know

  • Deposits with The Financial Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Finco Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Finco Bank's FD table includes 6 special schemes; check eligibility and end dates.

Informational only — always confirm the current rate on the official Finco Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.