The Cosmos Co-operative Bank Ltd. FCNR(B) Deposit interest rates · October 2026
Cosmos Bank's best FCNR(B) Deposit rate is 5.01% (1 yr 1 day, USD).
FCNR(B) Deposit rates
Foreign Currency Non-Resident (Bank) deposits · USD, GBP, EUR and more · general rates
| Currency | Tenure | Rate | Applies to | Effective On | Source |
|---|---|---|---|---|---|
| EUR | 1 yr to less than 2 Yrs Cosmo FCNR(B) / FCNR(B) Royale |
1.75% | Any amount | 1 Oct 2026 |
official fetched 11 Oct 2026 ✓ verified 18 Oct 2026 |
| EUR | 1 yr 1 day Cosmo FCNR(B) Premium / Double Bonanza |
1.76% | Any amount | 1 Oct 2026 |
official fetched 11 Oct 2026 ✓ verified 18 Oct 2026 |
| EUR | 2 yrs to less than 3 yrs Cosmo FCNR(B) / FCNR(B) Royale |
1.75% | Any amount | 1 Oct 2026 |
official fetched 11 Oct 2026 ✓ verified 18 Oct 2026 |
| EUR | 3 yrs to less than 4 yrs Cosmo FCNR(B) / FCNR(B) Royale |
1.60% | Any amount | 1 Oct 2026 |
official fetched 11 Oct 2026 ✓ verified 18 Oct 2026 |
| EUR | 4 yrs up to less than 5 yrs Cosmo FCNR(B) / FCNR(B) Royale |
1.30% | Any amount | 1 Oct 2026 |
official fetched 11 Oct 2026 ✓ verified 18 Oct 2026 |
| EUR | 5 Years Cosmo FCNR(B) / FCNR(B) Royale |
1.05% | Any amount | 1 Oct 2026 |
official fetched 11 Oct 2026 ✓ verified 18 Oct 2026 |
| GBP | 1 yr to less than 2 Yrs Cosmo FCNR(B) / FCNR(B) Royale |
4.25% | Any amount | 1 Oct 2026 |
official fetched 11 Oct 2026 ✓ verified 18 Oct 2026 |
| GBP | 1 yr 1 day Cosmo FCNR(B) Premium / Double Bonanza |
4.26% | Any amount | 1 Oct 2026 |
official fetched 11 Oct 2026 ✓ verified 18 Oct 2026 |
| GBP | 2 yrs to less than 3 yrs Cosmo FCNR(B) / FCNR(B) Royale |
4.25% | Any amount | 1 Oct 2026 |
official fetched 11 Oct 2026 ✓ verified 18 Oct 2026 |
| GBP | 3 yrs to less than 4 yrs Cosmo FCNR(B) / FCNR(B) Royale |
4.18% | Any amount | 1 Oct 2026 |
official fetched 11 Oct 2026 ✓ verified 18 Oct 2026 |
| GBP | 4 yrs up to less than 5 yrs Cosmo FCNR(B) / FCNR(B) Royale |
4.18% | Any amount | 1 Oct 2026 |
official fetched 11 Oct 2026 ✓ verified 18 Oct 2026 |
| GBP | 5 Years Cosmo FCNR(B) / FCNR(B) Royale |
4.18% | Any amount | 1 Oct 2026 |
official fetched 11 Oct 2026 ✓ verified 18 Oct 2026 |
| JPY | 1 yr to less than 2 Yrs Cosmo FCNR(B) / FCNR(B) Royale |
0.98% | Any amount | 1 Oct 2026 |
official fetched 11 Oct 2026 ✓ verified 18 Oct 2026 |
| JPY | 1 yr 1 day Cosmo FCNR(B) Premium / Double Bonanza |
0.99% | Any amount | 1 Oct 2026 |
official fetched 11 Oct 2026 ✓ verified 18 Oct 2026 |
| JPY | 2 yrs to less than 3 yrs Cosmo FCNR(B) / FCNR(B) Royale |
0.98% | Any amount | 1 Oct 2026 |
official fetched 11 Oct 2026 ✓ verified 18 Oct 2026 |
| JPY | 3 yrs to less than 4 yrs Cosmo FCNR(B) / FCNR(B) Royale |
1.38% | Any amount | 1 Oct 2026 |
official fetched 11 Oct 2026 ✓ verified 18 Oct 2026 |
| JPY | 4 yrs up to less than 5 yrs Cosmo FCNR(B) / FCNR(B) Royale |
1.74% | Any amount | 1 Oct 2026 |
official fetched 11 Oct 2026 ✓ verified 18 Oct 2026 |
| JPY | 5 Years Cosmo FCNR(B) / FCNR(B) Royale |
2.03% | Any amount | 1 Oct 2026 |
official fetched 11 Oct 2026 ✓ verified 18 Oct 2026 |
| USD | 1 yr to less than 2 Yrs Cosmo FCNR(B) / FCNR(B) Royale |
5.00% | Any amount | 1 Oct 2026 |
official fetched 11 Oct 2026 ✓ verified 18 Oct 2026 |
| USD | 1 yr 1 day Cosmo FCNR(B) Premium / Double Bonanza |
5.01% | Any amount | 1 Oct 2026 |
official fetched 11 Oct 2026 ✓ verified 18 Oct 2026 |
| USD | 2 yrs to less than 3 yrs Cosmo FCNR(B) / FCNR(B) Royale |
4.25% | Any amount | 1 Oct 2026 |
official fetched 11 Oct 2026 ✓ verified 18 Oct 2026 |
| USD | 3 yrs to less than 4 yrs Cosmo FCNR(B) / FCNR(B) Royale |
4.00% | Any amount | 1 Oct 2026 |
official fetched 11 Oct 2026 ✓ verified 18 Oct 2026 |
| USD | 4 yrs up to less than 5 yrs Cosmo FCNR(B) / FCNR(B) Royale |
4.00% | Any amount | 1 Oct 2026 |
official fetched 11 Oct 2026 ✓ verified 18 Oct 2026 |
| USD | 5 Years Cosmo FCNR(B) / FCNR(B) Royale |
4.00% | Any amount | 1 Oct 2026 |
official fetched 11 Oct 2026 ✓ verified 18 Oct 2026 |
Cosmos Bank FCNR(B) rate changes
Changes to Cosmos Bank's FCNR(B) deposit rates that RateScan.in has recorded since it started tracking them on 11 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Cosmos Bank's FCNR(B) deposit rates has been recorded since tracking started on 11 Oct 2026.
Cosmos Bank FCNR(B): frequently asked questions
What is the highest Cosmos Bank FCNR(B) interest rate?
As of 18 Oct 2026, The Cosmos Co-operative Bank Ltd. offers up to 5.01% p.a. on its FCNR(B) deposit (1 yr 1 day, USD) for general customers. Rates below are as published by the bank — confirm with Cosmos Bank before investing.
Which currencies does Cosmos Bank offer for FCNR(B) deposits?
The Cosmos Co-operative Bank Ltd. lists FCNR(B) rates for EUR, GBP, JPY, USD. FCNR(B) deposits are held in foreign currency for terms of 1 to 5 years.
When did Cosmos Bank last change its FCNR(B) rates?
RateScan.in has recorded no change to The Cosmos Co-operative Bank Ltd.'s FCNR(B) deposit rates since it started tracking them on 11 Oct 2026.
Does Cosmos Bank have special FCNR(B) deposit schemes?
The Cosmos Co-operative Bank Ltd.'s rate table lists these named schemes (2): Cosmo FCNR(B) / FCNR(B) Royale; Cosmo FCNR(B) Premium / Double Bonanza. Check eligibility and end dates with the bank.
Is my FCNR(B) deposit with Cosmos Bank insured?
Deposits with The Cosmos Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Cosmos Bank rates?
RateScan.in refreshed this dataset on 18 Oct 2026; the bank's rates shown here are effective 1 Oct 2026. Rates can change without notice, so verify on the official Cosmos Bank website before investing.
More Cosmos Bank rates
FCNR(B) rates at other banks
Good to know
- Deposits with The Cosmos Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Cosmos Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.70% p.a. more than general customers at Cosmos Bank, depending on the tenure.
- Cosmos Bank's FD table includes 4 special schemes; check eligibility and end dates.
Informational only — always confirm the current rate on the official Cosmos Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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