Rates verified from official source

The Cosmos Co-operative Bank Ltd. FCNR(B) Deposit interest rates · October 2026

Cosmos Bank's best FCNR(B) Deposit rate is 5.01% (1 yr 1 day, USD).

FCNR(B) Deposit rates

Foreign Currency Non-Resident (Bank) deposits · USD, GBP, EUR and more · general rates

CurrencyTenureRateApplies toEffective OnSource
EUR 1 yr to less than 2 Yrs
Cosmo FCNR(B) / FCNR(B) Royale
1.75% Any amount
1 Oct 2026
official
fetched 11 Oct 2026
✓ verified 18 Oct 2026
EUR 1 yr 1 day
Cosmo FCNR(B) Premium / Double Bonanza
1.76% Any amount
1 Oct 2026
official
fetched 11 Oct 2026
✓ verified 18 Oct 2026
EUR 2 yrs to less than 3 yrs
Cosmo FCNR(B) / FCNR(B) Royale
1.75% Any amount
1 Oct 2026
official
fetched 11 Oct 2026
✓ verified 18 Oct 2026
EUR 3 yrs to less than 4 yrs
Cosmo FCNR(B) / FCNR(B) Royale
1.60% Any amount
1 Oct 2026
official
fetched 11 Oct 2026
✓ verified 18 Oct 2026
EUR 4 yrs up to less than 5 yrs
Cosmo FCNR(B) / FCNR(B) Royale
1.30% Any amount
1 Oct 2026
official
fetched 11 Oct 2026
✓ verified 18 Oct 2026
EUR 5 Years
Cosmo FCNR(B) / FCNR(B) Royale
1.05% Any amount
1 Oct 2026
official
fetched 11 Oct 2026
✓ verified 18 Oct 2026
GBP 1 yr to less than 2 Yrs
Cosmo FCNR(B) / FCNR(B) Royale
4.25% Any amount
1 Oct 2026
official
fetched 11 Oct 2026
✓ verified 18 Oct 2026
GBP 1 yr 1 day
Cosmo FCNR(B) Premium / Double Bonanza
4.26% Any amount
1 Oct 2026
official
fetched 11 Oct 2026
✓ verified 18 Oct 2026
GBP 2 yrs to less than 3 yrs
Cosmo FCNR(B) / FCNR(B) Royale
4.25% Any amount
1 Oct 2026
official
fetched 11 Oct 2026
✓ verified 18 Oct 2026
GBP 3 yrs to less than 4 yrs
Cosmo FCNR(B) / FCNR(B) Royale
4.18% Any amount
1 Oct 2026
official
fetched 11 Oct 2026
✓ verified 18 Oct 2026
GBP 4 yrs up to less than 5 yrs
Cosmo FCNR(B) / FCNR(B) Royale
4.18% Any amount
1 Oct 2026
official
fetched 11 Oct 2026
✓ verified 18 Oct 2026
GBP 5 Years
Cosmo FCNR(B) / FCNR(B) Royale
4.18% Any amount
1 Oct 2026
official
fetched 11 Oct 2026
✓ verified 18 Oct 2026
JPY 1 yr to less than 2 Yrs
Cosmo FCNR(B) / FCNR(B) Royale
0.98% Any amount
1 Oct 2026
official
fetched 11 Oct 2026
✓ verified 18 Oct 2026
JPY 1 yr 1 day
Cosmo FCNR(B) Premium / Double Bonanza
0.99% Any amount
1 Oct 2026
official
fetched 11 Oct 2026
✓ verified 18 Oct 2026
JPY 2 yrs to less than 3 yrs
Cosmo FCNR(B) / FCNR(B) Royale
0.98% Any amount
1 Oct 2026
official
fetched 11 Oct 2026
✓ verified 18 Oct 2026
JPY 3 yrs to less than 4 yrs
Cosmo FCNR(B) / FCNR(B) Royale
1.38% Any amount
1 Oct 2026
official
fetched 11 Oct 2026
✓ verified 18 Oct 2026
JPY 4 yrs up to less than 5 yrs
Cosmo FCNR(B) / FCNR(B) Royale
1.74% Any amount
1 Oct 2026
official
fetched 11 Oct 2026
✓ verified 18 Oct 2026
JPY 5 Years
Cosmo FCNR(B) / FCNR(B) Royale
2.03% Any amount
1 Oct 2026
official
fetched 11 Oct 2026
✓ verified 18 Oct 2026
USD 1 yr to less than 2 Yrs
Cosmo FCNR(B) / FCNR(B) Royale
5.00% Any amount
1 Oct 2026
official
fetched 11 Oct 2026
✓ verified 18 Oct 2026
USD 1 yr 1 day
Cosmo FCNR(B) Premium / Double Bonanza
5.01% Any amount
1 Oct 2026
official
fetched 11 Oct 2026
✓ verified 18 Oct 2026
USD 2 yrs to less than 3 yrs
Cosmo FCNR(B) / FCNR(B) Royale
4.25% Any amount
1 Oct 2026
official
fetched 11 Oct 2026
✓ verified 18 Oct 2026
USD 3 yrs to less than 4 yrs
Cosmo FCNR(B) / FCNR(B) Royale
4.00% Any amount
1 Oct 2026
official
fetched 11 Oct 2026
✓ verified 18 Oct 2026
USD 4 yrs up to less than 5 yrs
Cosmo FCNR(B) / FCNR(B) Royale
4.00% Any amount
1 Oct 2026
official
fetched 11 Oct 2026
✓ verified 18 Oct 2026
USD 5 Years
Cosmo FCNR(B) / FCNR(B) Royale
4.00% Any amount
1 Oct 2026
official
fetched 11 Oct 2026
✓ verified 18 Oct 2026

Cosmos Bank FCNR(B) rate changes

Changes to Cosmos Bank's FCNR(B) deposit rates that RateScan.in has recorded since it started tracking them on 11 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to Cosmos Bank's FCNR(B) deposit rates has been recorded since tracking started on 11 Oct 2026.

Cosmos Bank FCNR(B): frequently asked questions

What is the highest Cosmos Bank FCNR(B) interest rate?

As of 18 Oct 2026, The Cosmos Co-operative Bank Ltd. offers up to 5.01% p.a. on its FCNR(B) deposit (1 yr 1 day, USD) for general customers. Rates below are as published by the bank — confirm with Cosmos Bank before investing.

See today's top interest rates →

Which currencies does Cosmos Bank offer for FCNR(B) deposits?

The Cosmos Co-operative Bank Ltd. lists FCNR(B) rates for EUR, GBP, JPY, USD. FCNR(B) deposits are held in foreign currency for terms of 1 to 5 years.

When did Cosmos Bank last change its FCNR(B) rates?

RateScan.in has recorded no change to The Cosmos Co-operative Bank Ltd.'s FCNR(B) deposit rates since it started tracking them on 11 Oct 2026.

Rate movements →

Does Cosmos Bank have special FCNR(B) deposit schemes?

The Cosmos Co-operative Bank Ltd.'s rate table lists these named schemes (2): Cosmo FCNR(B) / FCNR(B) Royale; Cosmo FCNR(B) Premium / Double Bonanza. Check eligibility and end dates with the bank.

Is my FCNR(B) deposit with Cosmos Bank insured?

Deposits with The Cosmos Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Cosmos Bank rates?

RateScan.in refreshed this dataset on 18 Oct 2026; the bank's rates shown here are effective 1 Oct 2026. Rates can change without notice, so verify on the official Cosmos Bank website before investing.

Rate movements →

Good to know

  • Deposits with The Cosmos Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Cosmos Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.70% p.a. more than general customers at Cosmos Bank, depending on the tenure.
  • Cosmos Bank's FD table includes 4 special schemes; check eligibility and end dates.

Informational only — always confirm the current rate on the official Cosmos Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.