Rates verified from official source

The Cosmos Co-operative Bank Ltd. NRE Fixed Deposit interest rates · October 2026

Cosmos Bank's best NRE Fixed Deposit rate is 7.10% (16 months), 0.05 points below the best on the market (7.15%).

Deposit amount
Deposit type

Showing 6 of 31 rates.

TenureGeneralSeniorApplies toEffective OnSource
1 Year
CallableBelow ₹1 crore
 7.00% — Below ₹1 crore
18 Oct 2026
official
fetched 18 Oct 2026
✓ verified 18 Oct 2026
Above 12 Months to less than 16 months
CallableBelow ₹1 crore
 7.00% — Below ₹1 crore
18 Oct 2026
official
fetched 18 Oct 2026
✓ verified 18 Oct 2026
16 months
CallableBelow ₹1 crore
 7.10% — Below ₹1 crore
18 Oct 2026
official
fetched 18 Oct 2026
✓ verified 18 Oct 2026
Above 16 months to 24 months
CallableBelow ₹1 crore
 6.85% — Below ₹1 crore
18 Oct 2026
official
fetched 18 Oct 2026
✓ verified 18 Oct 2026
Above 24 months to 36 months
CallableBelow ₹1 crore
 6.65% — Below ₹1 crore
18 Oct 2026
official
fetched 11 Oct 2026
✓ verified 18 Oct 2026
Above 36 months to 10 years
CallableBelow ₹1 crore
 6.75% — Below ₹1 crore
18 Oct 2026
official
fetched 11 Oct 2026
✓ verified 18 Oct 2026
  • Bulk Deposit rate is available for single receipt only.
  • Page: "Only for bulk deposit"; the page's bulk bands start at Rs. 1.00 Crore. Rate of interest offered for the tenure of 16 months & Non callable Deposit scheme will be available only under Monthly/Quarterly interest payout.
  • Rate of interest offered for the tenure of 16 months & Non callable Deposit scheme will be available only under Monthly/Quarterly interest payout.
  • Rate of interest offered for the tenure of 16 months & Non callable Deposit scheme will be available only under Monthly/Quarterly interest payout. Bulk Deposit rate is available for single receipt only.

Higher 1 year NRE Fixed Deposit rates than Cosmos Bank

1 bank serving Maharashtra pays more. Top pick:

Co-operative Highest KAIJS Bank 7.10% +0.10% vs Cosmos Bank

See every higher rate in Maharashtra →

Cosmos Bank NRE FD rate changes

Changes to Cosmos Bank's NRE fixed deposit rates that RateScan.in has recorded since it started tracking them on 11 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to Cosmos Bank's NRE fixed deposit rates has been recorded since tracking started on 11 Oct 2026.

Cosmos Bank NRE FD: frequently asked questions

What is the highest Cosmos Bank NRE FD interest rate?

As of 18 Oct 2026, The Cosmos Co-operative Bank Ltd. offers up to 7.10% p.a. on its NRE fixed deposit (16 months) for general customers. Rates below are as published by the bank — confirm with Cosmos Bank before investing.

See today's top interest rates →

Do senior citizens get higher NRE FD rates at Cosmos Bank?

The Cosmos Co-operative Bank Ltd. does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.

Is interest on Cosmos Bank NRE FDs taxable in India?

Interest on NRE deposits is generally exempt from income tax in India for eligible Non-Resident Indians. Tax rules depend on your residential status and the country you live in, so confirm with a tax advisor.

When did Cosmos Bank last change its NRE FD rates?

RateScan.in has recorded no change to The Cosmos Co-operative Bank Ltd.'s NRE fixed deposit rates since it started tracking them on 11 Oct 2026.

Rate movements →

What NRE fixed deposit tenures does Cosmos Bank offer?

The Cosmos Co-operative Bank Ltd.'s published NRE fixed deposit rate table has 6 tenure bands, from “1 Year” to “Above 36 months to 10 years”.

Does Cosmos Bank have special NRE fixed deposit schemes?

The Cosmos Co-operative Bank Ltd.'s rate table lists these named schemes (1): Non-callable Deposit Scheme (NRE). Check eligibility and end dates with the bank.

Is my NRE fixed deposit with Cosmos Bank insured?

Deposits with The Cosmos Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Cosmos Bank rates?

RateScan.in refreshed this dataset on 18 Oct 2026; the bank's rates shown here are effective 18 Oct 2026. Rates can change without notice, so verify on the official Cosmos Bank website before investing.

Rate movements →

More Cosmos Bank rates

Cosmos Bank overviewCosmos Bank Fixed Deposit ratesCosmos Bank Savings ratesCosmos Bank FCNR(B) rates

NRE FD rates at other banks

Bandhan NRE FD ratesBoB NRE FD ratesYes NRE FD ratesCity Union NRE FD ratesTMB NRE FD ratesKVB NRE FD ratesKAIJS Bank NRE FD ratesIDFC First NRE FD ratesIndusInd NRE FD ratesRBL NRE FD ratesBest NRE FD rates across all banks

Good to know

  • Deposits with The Cosmos Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Cosmos Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.70% p.a. more than general customers at Cosmos Bank, depending on the tenure.
  • Cosmos Bank's FD table includes 4 special schemes; check eligibility and end dates.
official Effective 18 Oct 2026 · Ingested 11 Oct 2026 · Verified 18 Oct 2026 · View source

Informational only — always confirm the current rate on the official Cosmos Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.