Rates verified from official source

The Andhra Bank Employees' Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026

Andhra Bank Employees Co-op Bank's best Fixed Deposit rate is 7.75% (365 days), 1.75 points below the best on the market (9.50%).

  • Seniors: up to 8.25% (365 days), 0.50 points above the general rate for that tenure.

What will my FD earn at Andhra Bank Employees Co-op Bank?

Estimated value after 1 year · before tax ₹5,39,891 7.75% p.a. · ₹39,891 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
30 days
to 45 days
5.50% 6.00% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
46 days
to 90 days
6.25% 6.75% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
91 days to
180 days
6.50% 7.00% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
181 days to
less than 1 year
7.25% 7.75% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
365 days
7.75% 8.25% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
Above 1 year
up to 3 years
7.50% 8.00% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
Above 3 years
7.00% 7.50% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026

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Andhra Bank Employees Co-op Bank FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

7.75%
Before you book

Andhra Bank Employees Co-op Bank Fixed Deposit: frequently asked questions

What is the highest Andhra Bank Employees Co-op Bank Fixed Deposit interest rate?

As of 14 Nov 2026, The Andhra Bank Employees' Co-operative Bank Ltd. offers up to 7.75% p.a. on its fixed deposit (FD) (365 days) for general customers and 8.25% p.a. (365 days) for senior citizens. Rates below are as published by the bank. Confirm with Andhra Bank Employees Co-op Bank before investing.

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What is the Andhra Bank Employees Co-op Bank 1-year FD interest rate?

As of 14 Nov 2026, The Andhra Bank Employees' Co-operative Bank Ltd. offers 7.75% p.a. on a 1-year FD for general customers and 8.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Andhra Bank Employees Co-op Bank 2-year FD interest rate?

As of 14 Nov 2026, The Andhra Bank Employees' Co-operative Bank Ltd. offers 7.50% p.a. on a 2-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Andhra Bank Employees Co-op Bank 3-year FD interest rate?

As of 14 Nov 2026, The Andhra Bank Employees' Co-operative Bank Ltd. offers 7.50% p.a. on a 3-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Andhra Bank Employees Co-op Bank 5-year FD interest rate?

As of 14 Nov 2026, The Andhra Bank Employees' Co-operative Bank Ltd. offers 7.00% p.a. on a 5-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Andhra Bank Employees Co-op Bank?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Andhra Bank Employees' Co-operative Bank Ltd., depending on the tenure.

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When did Andhra Bank Employees Co-op Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to The Andhra Bank Employees' Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 4 Nov 2026.

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What fixed deposit (FD) tenures does Andhra Bank Employees Co-op Bank offer?

The Andhra Bank Employees' Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 7 tenure bands, from “30 days to 45 days” to “Above 3 years”.

Does Andhra Bank Employees Co-op Bank pay more than the Post Office Time Deposit?

The Andhra Bank Employees' Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 3 of 4 standard tenures compared (general rates). Rates: 1y 7.75% (PO 6.90%), 2y 7.50% (PO 7.00%), 3y 7.50% (PO 7.10%), 5y 7.00% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Andhra Bank Employees Co-op Bank's 1-year FD rate rank?

The Andhra Bank Employees' Co-operative Bank Ltd.'s 1-year general FD rate of 7.75% ranks #65 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Andhra Bank Employees Co-op Bank insured?

Deposits with The Andhra Bank Employees' Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Andhra Bank Employees Co-op Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Andhra Bank Employees Co-op Bank website before investing.

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Good to know

  • Deposits with The Andhra Bank Employees' Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Andhra Bank Employees Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Andhra Bank Employees Co-op Bank, depending on the tenure.

Informational only. Always confirm the current rate on the official Andhra Bank Employees Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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