The Vita Merchant's Co-operative Bank Ltd. interest rates · November 2026
Vita Merchant's Co-op Bank FD rates
All tenures, calculator and comparison →What will my FD earn at Vita Merchant's Co-op Bank?
Overview
The Vita Merchant's Co-operative Bank Ltd. (Vita Merchant's Co-op Bank) is an urban co-operative bank (UCB), headquartered in Vita. Its headline 1-year FD rate of 7.50% is 0.85% above the urban co-operative bank average of 6.65%, ranking #105 of 1033 banks on RateScan.in.
Rates as of 1 May 2026, verified from official source. Urban co-operative bank, regulated by RBI and the state Registrar of Co-operative Societies: deposits insured by DICGC up to ₹5,00,000. One of 961 co-operative banks whose rates we checked at the source in the last 7 days.
RBI record
No RBI press release since 1 Jan 2024 names The Vita Merchant's Co-operative Bank Ltd.. We read RBI's press releases every week; last checked on 11 Nov 2026.
This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.
Branches
22 branches in 6 districts
Most branches: Sangli 12, Satara 4, Kolhapur 2
From the bank's own branch list (checked 3 Nov 2026); RBI's IFSC directory lists these branches under one shared code. Check with the bank before visiting: vitamerchants.bank.in
Vita Merchant's Co-op Bank rates
Every rate, tenure by tenure, and what your money grows to.
Vita Merchant's Co-op Bank Fixed Deposit rate changes
Changes to Vita Merchant's Co-op Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 25 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Vita Merchant's Co-op Bank's fixed deposit (FD) rates has been recorded since tracking started on 25 Oct 2026.
Good to know
- Deposits with The Vita Merchant's Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Vita Merchant's Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Vita Merchant's Co-op Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Vita Merchant's Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
Work at Vita Merchant's Co-op Bank? Send us your latest rate card
Have feedback?
Tell us what would make RateScan.in more useful. No email required.