Rates verified from official source

TJSB Sahakari Bank Ltd. interest rates · October 2026

Top FD rate
7.05%
From 12 months to 24 months
Senior citizen FD
7.30%
From 12 months to 24 months
Savings rate
3.15%
Balance above ₹1 crore

TJSB Sahakari Bank Ltd. (TJSB Bank) is an urban co-operative bank (UCB), headquartered in Thane. Its headline 1-year FD rate of 7.05% is 0.80% above the urban co-operative bank average of 6.25%, ranking #51 of 251 banks on RateScan.in. RateScan.in tracks 73 published rate lines for TJSB Bank (product types: 3), last verified 20 Oct 2026. CRAR / NPA figures are not available for this bank.

Headquarters
Thane
Operates in
Maharashtra, Goa, Karnataka, Gujarat, Madhya Pradesh, Chhattisgarh, Rajasthan

Rates as of 11 Oct 2026, verified from official source. Majority Government-of-India owned — deposits insured by DICGC up to ₹5,00,000.

Higher 1 year Fixed Deposit rates than TJSB Bank

8 banks serving Maharashtra pay more. Top picks:

Co-operative Highest Sangli DCCB 8.25% +1.20% vs TJSB Bank Co-operative Kolhapur DCCB 7.50% +0.45% vs TJSB Bank Small Finance Suryoday 7.25% +0.20% vs TJSB Bank

See every higher rate in Maharashtra →

Good to know

  • Deposits with TJSB Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • TJSB Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.25% p.a. more than general customers at TJSB Bank, depending on the tenure.
official Effective 11 Oct 2026 · Ingested 20 Oct 2026 · Verified 20 Oct 2026 · View source

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