Rates verified from official source

Telangana State Co-operative Apex Bank Ltd. Fixed Deposit interest rates · November 2026

Telangana State Co-op Apex Bank's best Fixed Deposit rate is 6.75% (1 year exact), 2.75 points below the best on the market (9.50%).

  • Seniors: up to 7.35% (1 year exact), 0.60 points above the general rate for that tenure.

What will my FD earn at Telangana State Co-op Apex Bank?

Estimated value after 1 year · before tax ₹5,34,614 6.75% p.a. · ₹34,614 interest · quarterly compounding
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Deposit amount

Showing 8 of 22 rates.

TenureGeneralSeniorSuper Sr.Applies toEffective OnSource
7 days to 30 days
Below ₹15 lakh
 3.50% 3.50% 3.50% Below ₹15 lakh
15 Dec 2025
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
31 days
to 45 days
Below ₹15 lakh
 3.75% 3.75% 3.75% Below ₹15 lakh
15 Dec 2025
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
46 days
to 90 days
Below ₹15 lakh
 4.50% 4.50% 4.50% Below ₹15 lakh
15 Dec 2025
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
91 days to
180 days
Below ₹15 lakh
 5.00% 5.00% 5.00% Below ₹15 lakh
15 Dec 2025
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
181 days
to 364 days
Below ₹15 lakh
 6.00% 6.00% 6.00% Below ₹15 lakh
15 Dec 2025
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
1 year exact to
less than 2 yrs
2 slabs at this rate
Below ₹15 lakh
 6.75% 7.35% 7.50% Below ₹15 lakh
15 Dec 2025
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
2 yrs to
less than 7 yrs
2 slabs at this rate
Below ₹15 lakh
 6.50% 7.10% 7.25% Below ₹15 lakh
15 Dec 2025
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
5 years
(tax saver)
Tax Saver Deposit
 6.50% – – Any amount
15 Dec 2025
✓ verified 13 Nov 2026
official
fetched 12 Nov 2026
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Telangana State Co-op Apex Bank FD return examples

DepositHighest rate1 year6.75%3 years6.50%5 years6.50%
₹50,000★₹53,461₹3,461 a year₹281/mo₹60,670₹3,330 a year₹271/mo₹69,021₹3,330 a year₹271/mo
₹1 lakh★₹1,06,923₹6,923 a year₹563/mo₹1,21,341₹6,660 a year₹542/mo₹1,38,042₹6,660 a year₹542/mo
₹2 lakh★₹2,13,846₹13,846 a year₹1,125/mo₹2,42,682₹13,320 a year₹1,083/mo₹2,76,084₹13,320 a year₹1,083/mo
₹5 lakh★₹5,34,614₹34,614 a year₹2,813/mo₹6,06,704₹33,301 a year₹2,708/mo₹6,90,210₹33,301 a year₹2,708/mo
₹10 lakh★₹10,69,228₹69,228 a year₹5,625/mo₹12,13,408₹66,602 a year₹5,417/mo₹13,80,420₹66,602 a year₹5,417/mo

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

6.75%
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Market rank & rate source

#480 of 1033

1 year exact · Below ₹15 lakh

Official rate sheet ↗
See all published rates
  • 5-year lock-in tax saver deposit at the printed rate
Before you book

Telangana State Co-op Apex Bank Fixed Deposit: frequently asked questions

What is the highest Telangana State Co-op Apex Bank Fixed Deposit interest rate?

As of 14 Nov 2026, Telangana State Co-operative Apex Bank Ltd. offers up to 6.75% p.a. on its fixed deposit (FD) (1 year exact) for general customers and 7.35% p.a. (1 year exact) for senior citizens. Rates below are as published by the bank. Confirm with Telangana State Co-op Apex Bank before investing.

See today's top interest rates →

What is the Telangana State Co-op Apex Bank 1-year FD interest rate?

As of 14 Nov 2026, Telangana State Co-operative Apex Bank Ltd. offers 6.75% p.a. on a 1-year FD for general customers and 7.35% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 15 Dec 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Telangana State Co-op Apex Bank 2-year FD interest rate?

As of 14 Nov 2026, Telangana State Co-operative Apex Bank Ltd. offers 6.50% p.a. on a 2-year FD for general customers and 7.10% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 15 Dec 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Telangana State Co-op Apex Bank 3-year FD interest rate?

As of 14 Nov 2026, Telangana State Co-operative Apex Bank Ltd. offers 6.50% p.a. on a 3-year FD for general customers and 7.10% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 15 Dec 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

Compare 3-year FD rates →

What is the Telangana State Co-op Apex Bank 5-year FD interest rate?

As of 14 Nov 2026, Telangana State Co-operative Apex Bank Ltd. offers 6.50% p.a. on a 5-year FD for general customers and 7.10% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 15 Dec 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

Compare 5-year FD rates →

Do senior citizens get higher Fixed Deposit rates at Telangana State Co-op Apex Bank?

Yes. Senior citizens (60+) earn up to 0.60% p.a. more than general customers at Telangana State Co-operative Apex Bank Ltd., depending on the tenure.

See today's top senior citizen rates →

When did Telangana State Co-op Apex Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to Telangana State Co-operative Apex Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 12 Nov 2026.

Rate movements →

What fixed deposit (FD) tenures does Telangana State Co-op Apex Bank offer?

Telangana State Co-operative Apex Bank Ltd.'s published fixed deposit (FD) rate table has 9 tenure bands, from “7 days to 30 days” to “3 yrs to less than 7 yrs”.

Does Telangana State Co-op Apex Bank pay different fixed deposit (FD) rates by deposit size?

Yes. Telangana State Co-operative Apex Bank Ltd.'s table lists separate bands: Below ₹15 lakh; ₹15 lakh to below ₹3 crore; ₹3 crore to below ₹10 crore; Any amount. Each row shows the band it applies to.

Does Telangana State Co-op Apex Bank have special fixed deposit (FD) schemes?

Telangana State Co-operative Apex Bank Ltd.'s rate table lists these named schemes (1): Tax Saver Deposit. Check eligibility and end dates with the bank.

Does Telangana State Co-op Apex Bank pay more than the Post Office Time Deposit?

Telangana State Co-operative Apex Bank Ltd. pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.75% (PO 6.90%), 2y 6.50% (PO 7.00%), 3y 6.50% (PO 7.10%), 5y 6.50% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Telangana State Co-op Apex Bank's 1-year FD rate rank?

Telangana State Co-operative Apex Bank Ltd.'s 1-year general FD rate of 6.75% ranks #480 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Telangana State Co-op Apex Bank insured?

Deposits with Telangana State Co-operative Apex Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Telangana State Co-op Apex Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 15 Dec 2025. Rates can change without notice, so verify on the official Telangana State Co-op Apex Bank website before investing.

Rate movements →

More Telangana State Co-op Apex Bank rates

Telangana State Co-op Apex Bank overview

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Compare Telangana State Co-op Apex Bank with similar banks

Nearby banks paying a little more at 1 year

TMB 6.80%DCB 6.90%RBL 6.90%

Best FD rates among state co-operative banks → Best FD rates in Telangana →

Good to know

  • Deposits with Telangana State Co-operative Apex Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Telangana State Co-op Apex Bank is a state co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.60% p.a. more than general customers at Telangana State Co-op Apex Bank, depending on the tenure.
  • Telangana State Co-op Apex Bank's FD table includes 1 special schemes; check eligibility and end dates.
official Effective 15 Dec 2025 · Ingested 12 Nov 2026 · Verified 13 Nov 2026 · View source

Informational only. Always confirm the current rate on the official Telangana State Co-op Apex Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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