Rates verified from official source

Sundaram Home Finance Limited interest rates · November 2026

Sundaram Home FD rates

All tenures, calculator and comparison →

What will my FD earn at Sundaram Home?

Estimated value after 1 year · before tax ₹5,35,930 7.00% p.a. · ₹35,930 interest · quarterly compounding

Overview

Sundaram Home Finance Limited (Sundaram Home) is a non-banking finance company (NBFC), headquartered in Chennai.

Headquarters
Chennai
Monitored since
26 Oct 2026
Ownership
Deposit-taking housing finance company (Sundaram Finance group)
Operates in
All India (nationwide)

Rates as of 16 Oct 2026, verified from official source. Non-banking finance company (NBFC): deposits are not insured by DICGC. Compare the credit rating along with the rate.

RBI record

Every RBI press release since 1 Jan 2024 that names Sundaram Home Finance Limited, newest first, each linked to RBI. Checked every week; last on 11 Nov 2026.

A monetary penalty is a fine for not following an RBI rule. On its own it does not stop the bank taking or repaying deposits; RBI does that through directions, which are listed here when they apply.

  1. RBI fined the bank ₹1,50,000

    RBI's reason: “for non-compliance with certain provisions of the ‘Reserve Bank of India (Know Your Customer (KYC)) Direction, 2016’ issued by RBI”

    What RBI found

    “The company did not carry out periodic updation of KYC of certain customers within the prescribed periodicity.”

    RBI says: “This action is based on deficiencies in regulatory compliance and is not intended to pronounce upon the validity of any transaction or agreement entered into by the company with its customers.”

    RBI press release 2024-2025/283

This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.

Sundaram Home Fixed Deposit rate changes

Changes to Sundaram Home's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 26 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to Sundaram Home's fixed deposit (FD) rates has been recorded since tracking started on 26 Oct 2026.

Good to know

  • Deposits with Sundaram Home Finance Limited are not insured by DICGC: if the company fails, you are an unsecured creditor. Check its credit rating and financial strength, and avoid concentrating savings in one NBFC. Senior citizens (60+) typically earn an extra premium over the published general rates.
  • Sundaram Home is a non-banking finance company, not a bank. Its deposits are not covered by DICGC insurance, so compare its credit rating and financial strength, not just the rate.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Sundaram Home, depending on the tenure.

Informational only. Always confirm the current rate on the official Sundaram Home website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.