Rates verified from official source

Soubhagya Mahila Souharda Sahakar Bank Niyamitha interest rates · November 2026

Soubhagya Mahila Souharda Bank FD rates

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What will my FD earn at Soubhagya Mahila Souharda Bank?

Estimated value after 1 year · before tax ₹5,41,216 8.00% p.a. · ₹41,216 interest · quarterly compounding

Overview

Soubhagya Mahila Souharda Sahakar Bank Niyamitha (Soubhagya Mahila Souharda Bank) is an urban co-operative bank (UCB), headquartered in Gadag. Its headline 1-year FD rate of 8.00% is 1.35% above the urban co-operative bank average of 6.65%, ranking #24 of 1033 banks on RateScan.in.

Headquarters
Gadag
Monitored since
24 Oct 2026
Operates in
Karnataka

Rates as of 6 May 2025, verified from official source. Urban co-operative bank, regulated by RBI and the state Registrar of Co-operative Societies: deposits insured by DICGC up to ₹5,00,000. One of 961 co-operative banks whose rates we checked at the source in the last 7 days.

RBI record

No RBI press release since 1 Jan 2024 names Soubhagya Mahila Souharda Sahakar Bank Niyamitha. We read RBI's press releases every week; last checked on 11 Nov 2026.

This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.

Branches

Head office in Gadag

RBI's IFSC directory doesn't list this bank's branches, so only its head office is shown. Check the bank's website for its branches.

Head office from the bank's RBI registration.

Soubhagya Mahila Souharda Bank Fixed Deposit rate changes

Changes to Soubhagya Mahila Souharda Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 24 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to Soubhagya Mahila Souharda Bank's fixed deposit (FD) rates has been recorded since tracking started on 24 Oct 2026.

Good to know

  • Deposits with Soubhagya Mahila Souharda Sahakar Bank Niyamitha are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Soubhagya Mahila Souharda Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Soubhagya Mahila Souharda Bank, depending on the tenure.

Informational only. Always confirm the current rate on the official Soubhagya Mahila Souharda Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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