The Secunderabad Mercantile Co-operative Urban Bank Ltd., Hyderabad Fixed Deposit interest rates · November 2026
What will my FD earn at Secunderabad Mercantile Co-op Urban Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
30 days to 90 days |
3.85% | – | Any amount | 22 Apr 2025 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
91 days to 1 year |
4.80% | – | Any amount | 22 Apr 2025 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
above 1 year to 2 years |
7.10% | 7.60% | Any amount | 22 Apr 2025 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
above 2 years to 3 years |
8.50% | 9.00% | Any amount | 22 Apr 2025 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
above 3 years to 5 years |
8.00% | 8.50% | Any amount | 22 Apr 2025 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
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Secunderabad Mercantile Co-op Urban Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
4.80%- Transcribed from the bank's published rate sheet (re-checked by SHA-256 on every fetch); the 555-day special and the balance-tiered savings rates are not ingested
Before you book
Secunderabad Mercantile Co-op Urban Bank Fixed Deposit: frequently asked questions
What is the highest Secunderabad Mercantile Co-op Urban Bank Fixed Deposit interest rate?
As of 14 Nov 2026, The Secunderabad Mercantile Co-operative Urban Bank Ltd., Hyderabad offers up to 8.50% p.a. on its fixed deposit (FD) (above 2 years to 3 years) for general customers and 9.00% p.a. (above 2 years to 3 years) for senior citizens. Rates below are as published by the bank. Confirm with Secunderabad Mercantile Co-op Urban Bank before investing.
What is the Secunderabad Mercantile Co-op Urban Bank 1-year FD interest rate?
As of 14 Nov 2026, The Secunderabad Mercantile Co-operative Urban Bank Ltd., Hyderabad offers 4.80% p.a. on a 1-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 22 Apr 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Secunderabad Mercantile Co-op Urban Bank 2-year FD interest rate?
As of 14 Nov 2026, The Secunderabad Mercantile Co-operative Urban Bank Ltd., Hyderabad offers 7.10% p.a. on a 2-year FD for general customers and 7.60% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 22 Apr 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Secunderabad Mercantile Co-op Urban Bank 3-year FD interest rate?
As of 14 Nov 2026, The Secunderabad Mercantile Co-operative Urban Bank Ltd., Hyderabad offers 8.50% p.a. on a 3-year FD for general customers and 9.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 22 Apr 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Secunderabad Mercantile Co-op Urban Bank 5-year FD interest rate?
As of 14 Nov 2026, The Secunderabad Mercantile Co-operative Urban Bank Ltd., Hyderabad offers 8.00% p.a. on a 5-year FD for general customers and 8.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 22 Apr 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Secunderabad Mercantile Co-op Urban Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Secunderabad Mercantile Co-operative Urban Bank Ltd., Hyderabad, depending on the tenure.
When did Secunderabad Mercantile Co-op Urban Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Secunderabad Mercantile Co-operative Urban Bank Ltd., Hyderabad's fixed deposit (FD) rates since it started tracking them on 25 Oct 2026.
What fixed deposit (FD) tenures does Secunderabad Mercantile Co-op Urban Bank offer?
The Secunderabad Mercantile Co-operative Urban Bank Ltd., Hyderabad's published fixed deposit (FD) rate table has 5 tenure bands, from “30 days to 90 days” to “above 3 years to 5 years”.
Does Secunderabad Mercantile Co-op Urban Bank pay more than the Post Office Time Deposit?
The Secunderabad Mercantile Co-operative Urban Bank Ltd., Hyderabad pays more than the Post Office Time Deposit at 3 of 4 standard tenures compared (general rates). Rates: 1y 4.80% (PO 6.90%), 2y 7.10% (PO 7.00%), 3y 8.50% (PO 7.10%), 5y 8.00% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Secunderabad Mercantile Co-op Urban Bank's 1-year FD rate rank?
The Secunderabad Mercantile Co-operative Urban Bank Ltd., Hyderabad's 1-year general FD rate of 4.80% ranks #1012 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Secunderabad Mercantile Co-op Urban Bank insured?
Deposits with The Secunderabad Mercantile Co-operative Urban Bank Ltd., Hyderabad are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Secunderabad Mercantile Co-op Urban Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 22 Apr 2025. Rates can change without notice, so verify on the official Secunderabad Mercantile Co-op Urban Bank website before investing.
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Good to know
- Deposits with The Secunderabad Mercantile Co-operative Urban Bank Ltd., Hyderabad are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Secunderabad Mercantile Co-op Urban Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Secunderabad Mercantile Co-op Urban Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Secunderabad Mercantile Co-op Urban Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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