Rates verified from official source

Rajarshi Shahu Government Servants' Co-operative Bank Ltd., Kolhapur Fixed Deposit interest rates · November 2026

Rajarshi Shahu GSB's best Fixed Deposit rate is 7.00% (above 12 months to 2 years), 2.50 points below the best on the market (9.50%).

  • Seniors: up to 7.50% (above 12 months to 2 years), 0.50 points above the general rate for that tenure.

What will my FD earn at Rajarshi Shahu GSB?

Estimated value after 1 year · before tax ₹5,28,072 5.50% p.a. · ₹28,072 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
7 days to
180 days
4.50% 5.00% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 5 Nov 2026
181 days
to 365 days
5.50% 6.00% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 5 Nov 2026
above 12 months
to 2 years
7.00% 7.50% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 5 Nov 2026
above 2 years
to 3 years
6.50% 7.00% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 5 Nov 2026
Above 3 years
6.75% 7.25% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 5 Nov 2026

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Rajarshi Shahu GSB FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

5.50%
Before you book

Rajarshi Shahu GSB Fixed Deposit: frequently asked questions

What is the highest Rajarshi Shahu GSB Fixed Deposit interest rate?

As of 14 Nov 2026, Rajarshi Shahu Government Servants' Co-operative Bank Ltd., Kolhapur offers up to 7.00% p.a. on its fixed deposit (FD) (above 12 months to 2 years) for general customers and 7.50% p.a. (above 12 months to 2 years) for senior citizens. Rates below are as published by the bank. Confirm with Rajarshi Shahu GSB before investing.

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What is the Rajarshi Shahu GSB 1-year FD interest rate?

As of 14 Nov 2026, Rajarshi Shahu Government Servants' Co-operative Bank Ltd., Kolhapur offers 5.50% p.a. on a 1-year FD for general customers and 6.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Rajarshi Shahu GSB 2-year FD interest rate?

As of 14 Nov 2026, Rajarshi Shahu Government Servants' Co-operative Bank Ltd., Kolhapur offers 7.00% p.a. on a 2-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Rajarshi Shahu GSB 3-year FD interest rate?

As of 14 Nov 2026, Rajarshi Shahu Government Servants' Co-operative Bank Ltd., Kolhapur offers 6.50% p.a. on a 3-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Rajarshi Shahu GSB 5-year FD interest rate?

As of 14 Nov 2026, Rajarshi Shahu Government Servants' Co-operative Bank Ltd., Kolhapur offers 6.75% p.a. on a 5-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Rajarshi Shahu GSB?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Rajarshi Shahu Government Servants' Co-operative Bank Ltd., Kolhapur, depending on the tenure.

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When did Rajarshi Shahu GSB last change its Fixed Deposit rates?

RateScan.in has recorded no change to Rajarshi Shahu Government Servants' Co-operative Bank Ltd., Kolhapur's fixed deposit (FD) rates since it started tracking them on 5 Nov 2026.

Rate movements →

What fixed deposit (FD) tenures does Rajarshi Shahu GSB offer?

Rajarshi Shahu Government Servants' Co-operative Bank Ltd., Kolhapur's published fixed deposit (FD) rate table has 5 tenure bands, from “7 days to 180 days” to “Above 3 years”.

Does Rajarshi Shahu GSB pay more than the Post Office Time Deposit?

Rajarshi Shahu Government Servants' Co-operative Bank Ltd., Kolhapur pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 5.50% (PO 6.90%), 2y 7.00% (PO 7.00%), 3y 6.50% (PO 7.10%), 5y 6.75% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Rajarshi Shahu GSB's 1-year FD rate rank?

Rajarshi Shahu Government Servants' Co-operative Bank Ltd., Kolhapur's 1-year general FD rate of 5.50% ranks #926 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Rajarshi Shahu GSB insured?

Deposits with Rajarshi Shahu Government Servants' Co-operative Bank Ltd., Kolhapur are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Rajarshi Shahu GSB rates?

RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Rajarshi Shahu GSB website before investing.

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Good to know

  • Deposits with Rajarshi Shahu Government Servants' Co-operative Bank Ltd., Kolhapur are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Rajarshi Shahu GSB is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Rajarshi Shahu GSB, depending on the tenure.

Informational only. Always confirm the current rate on the official Rajarshi Shahu GSB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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