Ratnagiri District Central Co-operative Bank Ltd. interest rates · November 2026
Ratnagiri DCC Bank FD rates
All tenures, calculator and comparison →What will my FD earn at Ratnagiri DCC Bank?
Overview
Ratnagiri District Central Co-operative Bank Ltd. (Ratnagiri DCC Bank) is a district central co-operative bank (DCCB), headquartered in Ratnagiri. Its headline 1-year FD rate of 7.50% is 0.61% above the district co-operative bank average of 6.89%, ranking #105 of 1033 banks on RateScan.in.
Rates as of 1 Jul 2025, verified from official source. District central co-operative bank, regulated by RBI and supervised by NABARD: deposits insured by DICGC up to ₹5,00,000. One of 961 co-operative banks whose rates we checked at the source in the last 7 days.
RBI record
No RBI press release since 1 Jan 2024 names Ratnagiri District Central Co-operative Bank Ltd.. We read RBI's press releases every week; last checked on 11 Nov 2026.
This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.
Branches
80 branches in 4 districts
Most branches: Ratnagiri 77, Beed 1, Osmanabad 1
From RBI's IFSC directory (updated 1 Nov 2026). Counts can include recently merged or closed branches; check the bank's branch locator before visiting.
Ratnagiri DCC Bank rates
Every rate, tenure by tenure, and what your money grows to.
Ratnagiri DCC Bank Fixed Deposit rate changes
Changes to Ratnagiri DCC Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 27 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Ratnagiri DCC Bank's fixed deposit (FD) rates has been recorded since tracking started on 27 Oct 2026.
Good to know
- Deposits with Ratnagiri District Central Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Ratnagiri DCC Bank is a district central co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.25% p.a. more than general customers at Ratnagiri DCC Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Ratnagiri DCC Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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