Rates verified from official source

The Raj Laxmi Mahila Urban Co-operative Bank Ltd., Jaipur interest rates · November 2026

Raj Laxmi Mahila Bank FD rates

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What will my FD earn at Raj Laxmi Mahila Bank?

Estimated value after 1 year · before tax ₹5,33,301 6.50% p.a. · ₹33,301 interest · quarterly compounding

Overview

The Raj Laxmi Mahila Urban Co-operative Bank Ltd., Jaipur (Raj Laxmi Mahila Bank) is an urban co-operative bank (UCB), headquartered in Jaipur, established in 1995. Its headline 1-year FD rate of 6.50% is 0.15% below the urban co-operative bank average of 6.65%, ranking #594 of 1033 banks on RateScan.in.

Headquarters
Jaipur
Established
1995
Monitored since
4 Nov 2026
Operates in
Rajasthan

Rates verified from official source. Urban co-operative bank, regulated by RBI and the state Registrar of Co-operative Societies: deposits insured by DICGC up to ₹5,00,000. One of 961 co-operative banks whose rates we checked at the source in the last 7 days.

RBI record

Every RBI press release since 1 Jan 2024 that names The Raj Laxmi Mahila Urban Co-operative Bank Ltd., Jaipur, newest first, each linked to RBI. Checked every week; last on 11 Nov 2026.

A monetary penalty is a fine for not following an RBI rule. On its own it does not stop the bank taking or repaying deposits; RBI does that through directions, which are listed here when they apply.

  1. RBI fined the bank ₹5.00 lakh

    RBI's reason: “for non-compliance with the specific directions issued by RBI under Supervisory Action Framework (SAF)”

    What RBI found

    “The charge of non-compliance with the specific directions issued by RBI under SAF, to reduce single exposure limit for fresh loans and advances by 50% of the applicable regulatory limits, was sustained.”

    RBI says: “This action is based on deficiencies in regulatory compliance and is not intended to pronounce upon the validity of any transaction or agreement entered into by the bank with its customers.”

    RBI press release 2024-2025/67

This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.

Branches

1 branch

Most branches: Jaipur 1

From the bank's own branch list (checked 4 Nov 2026); RBI's IFSC directory lists these branches under one shared code. Check with the bank before visiting: therajlaxmi.bank.in

Raj Laxmi Mahila Bank Fixed Deposit rate changes

Changes to Raj Laxmi Mahila Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 4 Nov 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to Raj Laxmi Mahila Bank's fixed deposit (FD) rates has been recorded since tracking started on 4 Nov 2026.

Good to know

  • Deposits with The Raj Laxmi Mahila Urban Co-operative Bank Ltd., Jaipur are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Raj Laxmi Mahila Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 1.00% p.a. more than general customers at Raj Laxmi Mahila Bank, depending on the tenure.
  • Raj Laxmi Mahila Bank's FD table includes 1 special schemes; check eligibility and end dates.

Informational only. Always confirm the current rate on the official Raj Laxmi Mahila Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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