Rajapur Urban Co-operative Bank Ltd., Rajapur interest rates · November 2026
Rajapur Urban Bank FD rates
All tenures, calculator and comparison →What will my FD earn at Rajapur Urban Bank?
Overview
Rajapur Urban Co-operative Bank Ltd., Rajapur (Rajapur Urban Bank) is an urban co-operative bank (UCB), headquartered in Rajapur. Its headline 1-year FD rate of 8.30% is 1.65% above the urban co-operative bank average of 6.65%, ranking #13 of 1033 banks on RateScan.in.
Rates verified from official source. Urban co-operative bank, regulated by RBI and the state Registrar of Co-operative Societies: deposits insured by DICGC up to ₹5,00,000. One of 961 co-operative banks whose rates we checked at the source in the last 7 days.
RBI record
Every RBI press release since 1 Jan 2024 that names Rajapur Urban Co-operative Bank Ltd., Rajapur, newest first, each linked to RBI. Checked every week; last on 11 Nov 2026.
A monetary penalty is a fine for not following an RBI rule. On its own it does not stop the bank taking or repaying deposits; RBI does that through directions, which are listed here when they apply.
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RBI fined the bank ₹50,000
RBI's reason: “for non-compliance with certain directions issued by RBI on ‘Loans and advances to directors, their relatives, and firms / concerns in which they are interested’”
What RBI found
“The bank had sanctioned a loan to the relative of one of its directors.”
RBI says: “This action is based on deficiencies in regulatory compliance and is not intended to pronounce upon the validity of any transaction or agreement entered by the bank with its customers.”
This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.
Branches
13 branches in 2 districts
Most branches: Ratnagiri 8, Sindhudurg 5
From the bank's own branch list (checked 4 Nov 2026); RBI's IFSC directory lists these branches under one shared code. Check with the bank before visiting: rajapururban.bank.in
Rajapur Urban Bank rates
Every rate, tenure by tenure, and what your money grows to.
Rajapur Urban Bank Fixed Deposit rate changes
Changes to Rajapur Urban Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 4 Nov 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Rajapur Urban Bank's fixed deposit (FD) rates has been recorded since tracking started on 4 Nov 2026.
Good to know
- Deposits with Rajapur Urban Co-operative Bank Ltd., Rajapur are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Rajapur Urban Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.25% p.a. more than general customers at Rajapur Urban Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Rajapur Urban Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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