The Pusad Urban Co-operative Bank Ltd. interest rates · November 2026
Pusad Urban Co-op Bank FD rates
All tenures, calculator and comparison →What will my FD earn at Pusad Urban Co-op Bank?
Overview
The Pusad Urban Co-operative Bank Ltd. (Pusad Urban Co-op Bank) is an urban co-operative bank (UCB), headquartered in Pusad.
Rates as of 1 Aug 2025, verified from official source. Urban co-operative bank, regulated by RBI and the state Registrar of Co-operative Societies: deposits insured by DICGC up to ₹5,00,000. One of 961 co-operative banks whose rates we checked at the source in the last 7 days.
RBI record
Every RBI press release since 1 Jan 2024 that names The Pusad Urban Co-operative Bank Ltd., newest first, each linked to RBI. Checked every week; last on 11 Nov 2026.
A monetary penalty is a fine for not following an RBI rule. On its own it does not stop the bank taking or repaying deposits; RBI does that through directions, which are listed here when they apply.
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RBI extended its directions on the bank to 7 Feb 2027
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RBI extended its directions on the bank to 7 Nov 2026
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RBI extended its directions on the bank to 7 Aug 2026
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RBI placed The Pusad Urban Co-operative Bank Ltd. under directions (Section 35A of the Banking Regulation Act)
Under the directions it may not accept fresh deposits without RBI's written approval.
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RBI fined the bank ₹7.50 lakh
RBI's reason: “for non-compliance with certain directions issued by RBI on ‘Income Recognition, Asset Classification, Provisioning and Other Related Matters – UCBs’, ‘Co-operative Banks- Interest Rates on Deposits’, and specific directions issued by RBI under ‘Supervisory Action Framework (SAF)’”
What RBI found
“The bank had: regularised Non-Performing Accounts (NPAs) without repayment through genuine sources; opened certain savings deposit accounts in the name of ineligible entities; and offered higher interest rates on deposits than those offered by the State Bank of India, in non-adherence to directions under SAF.”
RBI says: “This action is based on deficiencies in regulatory compliance and is not intended to pronounce upon the validity of any transaction or agreement entered into by the bank with its customers.”
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RBI fined the bank ₹2.50 lakh
RBI's reason: “for contravention of specific directions issued by RBI under ‘Supervisory Action Framework (SAF) for Primary (Urban) Co-operative Banks (UCBs)’”
What RBI found
“The charge of offering interest rates on deposits higher than those offered by the State Bank of India, in violation of the directions issued under SAF, was sustained.”
RBI says: “This action is based on deficiencies in regulatory compliance and is not intended to pronounce upon the validity of any transaction or agreement entered into by the bank with its customers.”
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RBI fined the bank ₹2.50 lakh
RBI's reason: “for non-compliance with the directions issued by RBI on ‘Income Recognition, Asset Classification, Provisioning and Other Related Matters – UCBs’”
What RBI found
“The bank had not adhered to the Prudential Norms relating to Income Recognition, Asset Classification and Provisioning.”
RBI says: “This action is based on the deficiencies in regulatory compliance and is not intended to pronounce upon the validity of any transaction or agreement entered into by the bank with its customers.”
This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.
Branches
34 branches in 13 districts
Most branches: Yavatmal 14, Buldhana 3, Amravati 2
From the bank's own branch list (checked 3 Nov 2026); RBI's IFSC directory lists these branches under one shared code. Check with the bank before visiting: pusadurbanbank.com
Pusad Urban Co-op Bank rates
Every rate, tenure by tenure, and what your money grows to.
Pusad Urban Co-op Bank Fixed Deposit rate changes
Changes to Pusad Urban Co-op Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 25 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Pusad Urban Co-op Bank's fixed deposit (FD) rates has been recorded since tracking started on 25 Oct 2026.
Good to know
- Deposits with The Pusad Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Pusad Urban Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 1.00% p.a. more than general customers at Pusad Urban Co-op Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Pusad Urban Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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