The Punjab State Cooperative Bank Ltd. interest rates · November 2026
Punjab State Co-op Bank FD rates
All tenures, calculator and comparison →What will my FD earn at Punjab State Co-op Bank?
Overview
The Punjab State Cooperative Bank Ltd. (Punjab State Co-op Bank) is a state co-operative apex bank, headquartered in Chandigarh. Its headline 1-year FD rate of 6.90% is 0.19% above the state co-operative bank average of 6.71%, ranking #424 of 1033 banks on RateScan.in.
Rates as of 29 Jan 2026, verified from official source. State co-operative bank, regulated by RBI and supervised by NABARD: deposits insured by DICGC up to ₹5,00,000. One of 961 co-operative banks whose rates we checked at the source in the last 7 days.
RBI record
No RBI press release since 1 Jan 2024 names The Punjab State Cooperative Bank Ltd.. We read RBI's press releases every week; last checked on 11 Nov 2026.
This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.
Branches
Head office in Chandigarh
RBI's IFSC directory doesn't list this bank's branches, so only its head office is shown. Check the bank's website for its branches.
Head office from the bank's RBI registration.
Punjab State Co-op Bank rates
Every rate, tenure by tenure, and what your money grows to.
Punjab State Co-op Bank Fixed Deposit rate changes
Changes to Punjab State Co-op Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 11 Nov 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Punjab State Co-op Bank's fixed deposit (FD) rates has been recorded since tracking started on 11 Nov 2026.
Good to know
- Deposits with The Punjab State Cooperative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Punjab State Co-op Bank is a state co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Punjab State Co-op Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Punjab State Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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