Rates verified from official source

The Navabharat Co-operative Urban Bank Ltd., Hyderabad Fixed Deposit interest rates · November 2026

Navabharat Co-op Urban Bank's best Fixed Deposit rate is 9.50% (3 years to less than 5 years), 0.50 points below the best on the market (10.00%).

  • Seniors: up to 10.00% (3 years to less than 5 years), 0.50 points above the general rate for that tenure.

What will my FD earn at Navabharat Co-op Urban Bank?

Estimated value after 1 year · before tax ₹5,44,407 8.60% p.a. · ₹44,407 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
15 days
to 30 days
5.10% 5.60% Any amount
23 Dec 2024
✓ verified 13 Nov 2026
official
fetched 25 Oct 2026
31 days
to 90 days
5.60% 6.10% Any amount
23 Dec 2024
✓ verified 13 Nov 2026
official
fetched 25 Oct 2026
91 days to
180 days
7.10% 7.60% Any amount
23 Dec 2024
✓ verified 13 Nov 2026
official
fetched 25 Oct 2026
181 days to
less than 1 year
7.60% 8.10% Any amount
23 Dec 2024
✓ verified 13 Nov 2026
official
fetched 25 Oct 2026
1 year to less
than 2 years
8.60% 9.10% Any amount
23 Dec 2024
✓ verified 13 Nov 2026
official
fetched 25 Oct 2026
2 years to
less than 3 years
8.80% 9.30% Any amount
23 Dec 2024
✓ verified 13 Nov 2026
official
fetched 25 Oct 2026
3 years to
less than 5 years
9.50% 10.00% Any amount
23 Dec 2024
✓ verified 13 Nov 2026
official
fetched 25 Oct 2026
5 years to
10 years
8.50% 9.00% Any amount
23 Dec 2024
✓ verified 13 Nov 2026
official
fetched 25 Oct 2026

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Navabharat Co-op Urban Bank FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

8.60%
  • Transcribed from the bank's published rate sheet (re-checked by SHA-256 on every fetch); bulk deposits of Rs 15 lakh and above are quoted separately and are not ingested
Before you book

Navabharat Co-op Urban Bank Fixed Deposit: frequently asked questions

What is the highest Navabharat Co-op Urban Bank Fixed Deposit interest rate?

As of 14 Nov 2026, The Navabharat Co-operative Urban Bank Ltd., Hyderabad offers up to 9.50% p.a. on its fixed deposit (FD) (3 years to less than 5 years) for general customers and 10.00% p.a. (3 years to less than 5 years) for senior citizens. Rates below are as published by the bank. Confirm with Navabharat Co-op Urban Bank before investing.

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What is the Navabharat Co-op Urban Bank 1-year FD interest rate?

As of 14 Nov 2026, The Navabharat Co-operative Urban Bank Ltd., Hyderabad offers 8.60% p.a. on a 1-year FD for general customers and 9.10% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 23 Dec 2024 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Navabharat Co-op Urban Bank 2-year FD interest rate?

As of 14 Nov 2026, The Navabharat Co-operative Urban Bank Ltd., Hyderabad offers 8.80% p.a. on a 2-year FD for general customers and 9.30% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 23 Dec 2024 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Navabharat Co-op Urban Bank 3-year FD interest rate?

As of 14 Nov 2026, The Navabharat Co-operative Urban Bank Ltd., Hyderabad offers 9.50% p.a. on a 3-year FD for general customers and 10.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 23 Dec 2024 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Navabharat Co-op Urban Bank 5-year FD interest rate?

As of 14 Nov 2026, The Navabharat Co-operative Urban Bank Ltd., Hyderabad offers 8.50% p.a. on a 5-year FD for general customers and 9.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 23 Dec 2024 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Navabharat Co-op Urban Bank?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Navabharat Co-operative Urban Bank Ltd., Hyderabad, depending on the tenure.

See today's top senior citizen rates →

When did Navabharat Co-op Urban Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to The Navabharat Co-operative Urban Bank Ltd., Hyderabad's fixed deposit (FD) rates since it started tracking them on 25 Oct 2026.

Rate movements →

What fixed deposit (FD) tenures does Navabharat Co-op Urban Bank offer?

The Navabharat Co-operative Urban Bank Ltd., Hyderabad's published fixed deposit (FD) rate table has 8 tenure bands, from “15 days to 30 days” to “5 years to 10 years”.

Does Navabharat Co-op Urban Bank pay more than the Post Office Time Deposit?

The Navabharat Co-operative Urban Bank Ltd., Hyderabad pays more than the Post Office Time Deposit at 4 of 4 standard tenures compared (general rates). Rates: 1y 8.60% (PO 6.90%), 2y 8.80% (PO 7.00%), 3y 9.50% (PO 7.10%), 5y 8.50% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Navabharat Co-op Urban Bank's 1-year FD rate rank?

The Navabharat Co-operative Urban Bank Ltd., Hyderabad's 1-year general FD rate of 8.60% ranks #7 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Navabharat Co-op Urban Bank insured?

Deposits with The Navabharat Co-operative Urban Bank Ltd., Hyderabad are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Navabharat Co-op Urban Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 23 Dec 2024. Rates can change without notice, so verify on the official Navabharat Co-op Urban Bank website before investing.

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Good to know

  • Deposits with The Navabharat Co-operative Urban Bank Ltd., Hyderabad are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Navabharat Co-op Urban Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Navabharat Co-op Urban Bank, depending on the tenure.

Informational only. Always confirm the current rate on the official Navabharat Co-op Urban Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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