The Nakodar Hindu Urban Co-operative Bank Ltd. interest rates · November 2026
Nakodar Hindu Urban Co-op Bank FD rates
All tenures, calculator and comparison →What will my FD earn at Nakodar Hindu Urban Co-op Bank?
Overview
The Nakodar Hindu Urban Co-operative Bank Ltd. (Nakodar Hindu Urban Co-op Bank) is an urban co-operative bank (UCB), headquartered in Nakodar. Its headline 1-year FD rate of 7.00% is 0.35% above the urban co-operative bank average of 6.65%, ranking #295 of 1033 banks on RateScan.in.
Rates verified from official source. Urban co-operative bank, regulated by RBI and the state Registrar of Co-operative Societies: deposits insured by DICGC up to ₹5,00,000. One of 961 co-operative banks whose rates we checked at the source in the last 7 days.
RBI record
Every RBI press release since 1 Jan 2024 that names The Nakodar Hindu Urban Co-operative Bank Ltd., newest first, each linked to RBI. Checked every week; last on 11 Nov 2026.
A monetary penalty is a fine for not following an RBI rule. On its own it does not stop the bank taking or repaying deposits; RBI does that through directions, which are listed here when they apply.
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RBI fined the bank ₹5.00 lakh
RBI's reason: “for non-compliance with the direction issued by RBI on ‘Investments by Primary (Urban) Co-operative Banks’”
What RBI found
“The charge of breaching prudential inter-bank (gross) exposure limit was sustained.”
RBI says: “This action is based on deficiencies in regulatory compliance and is not intended to pronounce upon the validity of any transaction or agreement entered into by the bank with its customers.”
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RBI fined the bank ₹6.00 lakh
RBI's reason: “for non-compliance with the directions issued by RBI on Income Recognition, Asset Classification, Provisioning and Other Related Matters (IRAC Norms) and specific directions issued by RBI under Supervisory Action Framework (SAF)”
What RBI found
“The bank had (i) failed to adhere to IRAC norms, and (ii) paid dividend, sanctioned/renewed loans exceeding 50% of applicable regulatory limit for single borrower exposure, incurred capital expenditure exceeding the prescribed limit and incurred operating expenditure by granting gifts, in violation of specific directions issued under SAF.”
RBI says: “This action is based on deficiencies in regulatory compliance and is not intended to pronounce upon the validity of any transaction or agreement entered into by the bank with its customers.”
This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.
Branches
1 branch
Most branches: Jalandhar 1
From RBI's IFSC directory (updated 1 Nov 2026). Counts can include recently merged or closed branches; check the bank's branch locator before visiting.
Nakodar Hindu Urban Co-op Bank rates
Every rate, tenure by tenure, and what your money grows to.
Nakodar Hindu Urban Co-op Bank Fixed Deposit rate changes
Changes to Nakodar Hindu Urban Co-op Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 24 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Nakodar Hindu Urban Co-op Bank's fixed deposit (FD) rates has been recorded since tracking started on 24 Oct 2026.
Good to know
- Deposits with The Nakodar Hindu Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Nakodar Hindu Urban Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 1.00% p.a. more than general customers at Nakodar Hindu Urban Co-op Bank, depending on the tenure.
- Nakodar Hindu Urban Co-op Bank's FD table includes 1 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official Nakodar Hindu Urban Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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