The Nagar Sahkari Bank Ltd., Etawah interest rates · November 2026
Nagar Sahkari Bank Etawah FD rates
All tenures, calculator and comparison →What will my FD earn at Nagar Sahkari Bank Etawah?
Overview
The Nagar Sahkari Bank Ltd., Etawah (Nagar Sahkari Bank Etawah) is an urban co-operative bank (UCB), headquartered in Etawah.
Rates as of 1 Feb 2025, verified from official source. Urban co-operative bank, regulated by RBI and the state Registrar of Co-operative Societies: deposits insured by DICGC up to ₹5,00,000. One of 961 co-operative banks whose rates we checked at the source in the last 7 days.
RBI record
Every RBI press release since 1 Jan 2024 that names The Nagar Sahkari Bank Ltd., Etawah, newest first, each linked to RBI. Checked every week; last on 11 Nov 2026.
A monetary penalty is a fine for not following an RBI rule. On its own it does not stop the bank taking or repaying deposits; RBI does that through directions, which are listed here when they apply.
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RBI placed The Nagar Sahkari Bank Ltd., Etawah under directions (Section 35A of the Banking Regulation Act)
Under the directions it may not accept fresh deposits without RBI's written approval.
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RBI fined the bank ₹3 lakh
RBI's reason: “for non-compliance with certain directions issued by RBI on ‘Loans and advances to directors, their relatives, and firms / concerns in which they are interested’, ‘Income Recognition, Asset Classification, Provisioning and Other Related Matters – UCBs’, ‘Exposure Norms and Statutory / Other Restrictions – UCBs’ and ‘Know Your Customer (KYC)’”
What RBI found
“The bank had: sanctioned director-related loans; failed to classify credit facilities of certain borrowers as non-performing assets (NPAs) in accordance with Income Recognition and Asset classification norms; breached prescribed regulatory limit for single borrower exposure; and failed to upload the KYC records of customers onto Central KYC Records Registry (CKYCR).”
RBI says: “This action is based on deficiencies in regulatory compliance and is not intended to pronounce upon the validity of any transaction or agreement entered into by the bank with its customers.”
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RBI fined the bank ₹4.00 lakh
RBI's reason: “for non-compliance with directions issued by RBI on ‘Income Recognition, Asset Classification, Provisioning and Other Related Matters – UCBs’”
What RBI found
“The charge of not classifying certain loan accounts as non-performing in accordance with the IRAC norms was sustained.”
RBI says: “This action is based on deficiencies in regulatory compliance and is not intended to pronounce upon the validity of any transaction or agreement entered into by the bank with its customers.”
This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.
Branches
12 branches in 2 districts
Most branches: Maharajganj 10, Gorakhpur 2
From RBI's IFSC directory (updated 1 Nov 2026). Counts can include recently merged or closed branches; check the bank's branch locator before visiting.
Nagar Sahkari Bank Etawah rates
Every rate, tenure by tenure, and what your money grows to.
Nagar Sahkari Bank Etawah Fixed Deposit rate changes
Changes to Nagar Sahkari Bank Etawah's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 25 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Nagar Sahkari Bank Etawah's fixed deposit (FD) rates has been recorded since tracking started on 25 Oct 2026.
Good to know
- Deposits with The Nagar Sahkari Bank Ltd., Etawah are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Nagar Sahkari Bank Etawah is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Nagar Sahkari Bank Etawah, depending on the tenure.
Informational only. Always confirm the current rate on the official Nagar Sahkari Bank Etawah website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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