The Muslim Co-operative Bank Ltd., Pune interest rates · November 2026
Muslim Co-op Bank Pune FD rates
All tenures, calculator and comparison →What will my FD earn at Muslim Co-op Bank Pune?
Overview
The Muslim Co-operative Bank Ltd., Pune (Muslim Co-op Bank Pune) is an urban co-operative bank (UCB), headquartered in Pune. Its headline 1-year FD rate of 7.00% is 0.35% above the urban co-operative bank average of 6.65%, ranking #295 of 1033 banks on RateScan.in.
Rates as of 21 Jul 2025, verified from official source. Urban co-operative bank, regulated by RBI and the state Registrar of Co-operative Societies: deposits insured by DICGC up to ₹5,00,000. One of 961 co-operative banks whose rates we checked at the source in the last 7 days.
RBI record
Every RBI press release since 1 Jan 2024 that names The Muslim Co-operative Bank Ltd., Pune, newest first, each linked to RBI. Checked every week; last on 11 Nov 2026.
A monetary penalty is a fine for not following an RBI rule. On its own it does not stop the bank taking or repaying deposits; RBI does that through directions, which are listed here when they apply.
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RBI fined the bank ₹3.00 lakh
RBI's reason: “for non-compliance with certain directions issued by RBI on ‘Maintenance of Deposit Accounts –Primary (Urban) Co-operative Banks’”
What RBI found
“The bank had: failed to carry out annual review of accounts in which there were no operations for more than one year. failed to notify its customers about the imposition of penal charges for not maintaining the minimum balance and levied penal charges at a flat rate for shortfall in maintenance of average minimum balance in the savings accounts.”
RBI says: “This action is based on the deficiencies in regulatory compliance and is not intended to pronounce upon the validity of any transaction or agreement entered into by the bank with its customers.”
This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.
Branches
28 branches in 6 districts
Most branches: Pune 20, Ahmednagar 2, Nashik 2
From RBI's IFSC directory (updated 1 Nov 2026). Counts can include recently merged or closed branches; check the bank's branch locator before visiting.
Muslim Co-op Bank Pune rates
Every rate, tenure by tenure, and what your money grows to.
Muslim Co-op Bank Pune Fixed Deposit rate changes
Changes to Muslim Co-op Bank Pune's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 5 Nov 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Muslim Co-op Bank Pune's fixed deposit (FD) rates has been recorded since tracking started on 5 Nov 2026.
Good to know
- Deposits with The Muslim Co-operative Bank Ltd., Pune are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Muslim Co-op Bank Pune is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Muslim Co-op Bank Pune, depending on the tenure.
Informational only. Always confirm the current rate on the official Muslim Co-op Bank Pune website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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