Model Co-operative Bank Ltd., Mumbai interest rates · November 2026
Model Co-op Bank FD rates
All tenures, calculator and comparison →What will my FD earn at Model Co-op Bank?
Overview
Model Co-operative Bank Ltd., Mumbai (Model Co-op Bank) is an urban co-operative bank (UCB), headquartered in Bandra, Mumbai. Its headline 1-year FD rate of 7.25% is 0.60% above the urban co-operative bank average of 6.65%, ranking #190 of 1033 banks on RateScan.in.
Rates as of 1 Sept 2026, verified from official source. Urban co-operative bank, regulated by RBI and the state Registrar of Co-operative Societies: deposits insured by DICGC up to ₹5,00,000. One of 961 co-operative banks whose rates we checked at the source in the last 7 days.
RBI record
No RBI press release since 1 Jan 2024 names Model Co-operative Bank Ltd., Mumbai. We read RBI's press releases every week; last checked on 11 Nov 2026.
This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.
Branches
25 branches in 2 districts
Most branches: Mumbai 23, Thane 2
From RBI's IFSC directory (updated 1 Nov 2026). Counts can include recently merged or closed branches; check the bank's branch locator before visiting.
Model Co-op Bank rates
Every rate, tenure by tenure, and what your money grows to.
Model Co-op Bank Fixed Deposit rate changes
Changes to Model Co-op Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 26 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Model Co-op Bank's fixed deposit (FD) rates has been recorded since tracking started on 26 Oct 2026.
Good to know
- Deposits with Model Co-operative Bank Ltd., Mumbai are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Model Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.25% p.a. more than general customers at Model Co-op Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Model Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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