The Mahoba Urban Co-operative Bank Ltd. interest rates · November 2026
Mahoba Urban Co-op Bank FD rates
All tenures, calculator and comparison →What will my FD earn at Mahoba Urban Co-op Bank?
Overview
The Mahoba Urban Co-operative Bank Ltd. (Mahoba Urban Co-op Bank) is an urban co-operative bank (UCB), headquartered in Mahoba. Its headline 1-year FD rate of 5.35% is 1.30% below the urban co-operative bank average of 6.65%, ranking #971 of 1033 banks on RateScan.in.
Rates verified from official source. Urban co-operative bank, regulated by RBI and the state Registrar of Co-operative Societies: deposits insured by DICGC up to ₹5,00,000. One of 961 co-operative banks whose rates we checked at the source in the last 7 days.
RBI record
Every RBI press release since 1 Jan 2024 that names The Mahoba Urban Co-operative Bank Ltd., newest first, each linked to RBI. Checked every week; last on 11 Nov 2026.
A monetary penalty is a fine for not following an RBI rule. On its own it does not stop the bank taking or repaying deposits; RBI does that through directions, which are listed here when they apply.
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RBI fined the bank ₹8.00 lakh
RBI's reason: “for contravention of the provisions of section 26A(2) read with section 56 of the Banking Regulation Act, 1949 (BR Act), non-compliance with directions issued by RBI on ‘Income Recognition, Asset Classification, Provisioning and Other Related Matters – UCBs’ and ‘Exposure Norms and Statutory / Other Restrictions – UCBs’”
What RBI found
“The bank had (i) not transferred the eligible amounts to the Depositor Education and Awareness Fund within the prescribed period, (ii) not classified certain loan accounts as non-performing assets (NPAs) and (iii) breached prudential single borrower exposure limit.”
RBI says: “This action is based on deficiencies in regulatory compliance and is not intended to pronounce upon the validity of any transaction or agreement entered into by the bank with its customers.”
This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.
Branches
Head office in Mahoba
RBI's IFSC directory doesn't list this bank's branches, so only its head office is shown. Check the bank's website for its branches.
Head office from the bank's RBI registration.
Mahoba Urban Co-op Bank rates
Every rate, tenure by tenure, and what your money grows to.
Mahoba Urban Co-op Bank Fixed Deposit rate changes
Changes to Mahoba Urban Co-op Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 25 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Mahoba Urban Co-op Bank's fixed deposit (FD) rates has been recorded since tracking started on 25 Oct 2026.
Good to know
- Deposits with The Mahoba Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Mahoba Urban Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
Informational only. Always confirm the current rate on the official Mahoba Urban Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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