Rates verified from official source

Mahila Co-operative Bank Ltd. interest rates · November 2026

Mahila Co-op Bank (Bengaluru) FD rates

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What will my FD earn at Mahila Co-op Bank (Bengaluru)?

Estimated value after 1 year · before tax ₹5,30,682 6.00% p.a. · ₹30,682 interest · quarterly compounding

Overview

Mahila Co-operative Bank Ltd. (Mahila Co-op Bank (Bengaluru)) is an urban co-operative bank (UCB), headquartered in Bengaluru. Its headline 1-year FD rate of 6.00% is 0.65% below the urban co-operative bank average of 6.65%, ranking #817 of 1033 banks on RateScan.in.

Headquarters
Bengaluru
Monitored since
24 Oct 2026
Operates in
Karnataka

Rates verified from official source. Urban co-operative bank, regulated by RBI and the state Registrar of Co-operative Societies: deposits insured by DICGC up to ₹5,00,000. One of 961 co-operative banks whose rates we checked at the source in the last 7 days.

RBI record

Every RBI press release since 1 Jan 2024 that names Mahila Co-operative Bank Ltd., newest first, each linked to RBI. Checked every week; last on 11 Nov 2026.

A monetary penalty is a fine for not following an RBI rule. On its own it does not stop the bank taking or repaying deposits; RBI does that through directions, which are listed here when they apply.

  1. RBI fined the bank ₹5 lakh

    RBI's reason: “for non-compliance with certain directions issued by RBI on ‘Loans and advances to directors, their relatives, and firms / concerns in which they are interested’”

    What RBI found

    “The bank had sanctioned director related loans.”

    RBI says: “This action is based on deficiencies in regulatory compliance and is not intended to pronounce upon the validity of any transaction or agreement entered into by the bank with its customers.”

    RBI press release 2026-2027/461

This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.

Branches

11 branches in 3 districts

Most branches: Bengaluru Urban 9, Ramanagara 1, Tumakuru 1

From the bank's own branch list (checked 3 Nov 2026); RBI's IFSC directory lists these branches under one shared code. Check with the bank before visiting: mahilacb.com

Mahila Co-op Bank (Bengaluru) Fixed Deposit rate changes

Changes to Mahila Co-op Bank (Bengaluru)'s fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 24 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to Mahila Co-op Bank (Bengaluru)'s fixed deposit (FD) rates has been recorded since tracking started on 24 Oct 2026.

Good to know

  • Deposits with Mahila Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Mahila Co-op Bank (Bengaluru) is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Mahila Co-op Bank (Bengaluru)'s FD table includes 2 special schemes; check eligibility and end dates.

Informational only. Always confirm the current rate on the official Mahila Co-op Bank (Bengaluru) website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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