The Karamana Co-operative Urban Bank Ltd. interest rates · November 2026
What will my FD earn at Karamana Co-op Urban Bank?
Overview
The Karamana Co-operative Urban Bank Ltd. (Karamana Co-op Urban Bank) is an urban co-operative bank (UCB), headquartered in Thiruvananthapuram. Its headline 1-year FD rate of 8.00% is 1.35% above the urban co-operative bank average of 6.65%, ranking #24 of 1033 banks on RateScan.in.
Rates verified from official source. Urban co-operative bank, regulated by RBI and the state Registrar of Co-operative Societies: deposits insured by DICGC up to ₹5,00,000. One of 961 co-operative banks whose rates we checked at the source in the last 7 days.
RBI record
No RBI press release since 1 Jan 2024 names The Karamana Co-operative Urban Bank Ltd.. We read RBI's press releases every week; last checked on 11 Nov 2026.
This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.
Branches
1 branch
Most branches: Thiruvananthapuram 1
From RBI's IFSC directory (updated 1 Nov 2026). Counts can include recently merged or closed branches; check the bank's branch locator before visiting.
Karamana Co-op Urban Bank rates
Every rate, tenure by tenure, and what your money grows to.
Karamana Co-op Urban Bank Fixed Deposit rate changes
Changes to Karamana Co-op Urban Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 25 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Karamana Co-op Urban Bank's fixed deposit (FD) rates has been recorded since tracking started on 25 Oct 2026.
Good to know
- Deposits with The Karamana Co-operative Urban Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Karamana Co-op Urban Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Karamana Co-op Urban Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Karamana Co-op Urban Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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