The J&K State Co-operative Bank Ltd. interest rates · November 2026
J&K State Co-op Bank FD rates
All tenures, calculator and comparison →What will my FD earn at J&K State Co-op Bank?
Overview
The J&K State Co-operative Bank Ltd. (J&K State Co-op Bank) is a state co-operative apex bank, headquartered in Srinagar, established in 1917. Its headline 1-year FD rate of 6.55% is 0.18% below the state co-operative bank average of 6.73%, ranking #583 of 1033 banks on RateScan.in.
Rates verified from official source. State co-operative bank, regulated by RBI and supervised by NABARD: deposits insured by DICGC up to ₹5,00,000. One of 961 co-operative banks whose rates we checked at the source in the last 7 days.
RBI record
No RBI press release since 1 Jan 2024 names The J&K State Co-operative Bank Ltd.. We read RBI's press releases every week; last checked on 11 Nov 2026.
This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.
Branches
Head office in Srinagar
RBI's IFSC directory doesn't list this bank's branches, so only its head office is shown. Check the bank's website for its branches.
Head office from the bank's RBI registration.
J&K State Co-op Bank rates
Every rate, tenure by tenure, and what your money grows to.
J&K State Co-op Bank Fixed Deposit rate changes
Changes to J&K State Co-op Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 11 Nov 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to J&K State Co-op Bank's fixed deposit (FD) rates has been recorded since tracking started on 11 Nov 2026.
Good to know
- Deposits with The J&K State Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- J&K State Co-op Bank is a state co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at J&K State Co-op Bank, depending on the tenure.
- J&K State Co-op Bank's FD table includes 2 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official J&K State Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
Have feedback?
Tell us what would make RateScan.in more useful. No email required.