Innovative Co-operative Urban Bank Ltd. interest rates · November 2026
Innovative Urban Bank FD rates
All tenures, calculator and comparison →What will my FD earn at Innovative Urban Bank?
Overview
Innovative Co-operative Urban Bank Ltd. (Innovative Urban Bank) is an urban co-operative bank (UCB), headquartered in Delhi.
Rates as of 1 Dec 2023, verified from official source. Urban co-operative bank, regulated by RBI and the state Registrar of Co-operative Societies: deposits insured by DICGC up to ₹5,00,000. One of 961 co-operative banks whose rates we checked at the source in the last 7 days.
RBI record
Every RBI press release since 1 Jan 2024 that names Innovative Co-operative Urban Bank Ltd., newest first, each linked to RBI. Checked every week; last on 11 Nov 2026.
-
RBI extended its directions on the bank to 4 Jan 2027
-
RBI extended its directions on the bank to 4 Oct 2026
-
RBI extended its directions on the bank to 4 Jul 2026
-
RBI extended its directions on the bank to 4 Apr 2026
-
RBI placed Innovative Co-operative Urban Bank Ltd. under directions (Section 35A of the Banking Regulation Act)
Under the directions it may not accept fresh deposits without RBI's written approval.
This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.
Branches
Head office in Delhi
RBI's IFSC directory doesn't list this bank's branches, so only its head office is shown. Check the bank's website for its branches.
Head office from the bank's RBI registration.
Innovative Urban Bank rates
Every rate, tenure by tenure, and what your money grows to.
Innovative Urban Bank Fixed Deposit rate changes
Changes to Innovative Urban Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 6 Nov 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Innovative Urban Bank's fixed deposit (FD) rates has been recorded since tracking started on 6 Nov 2026.
Good to know
- Deposits with Innovative Co-operative Urban Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Innovative Urban Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Innovative Urban Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Innovative Urban Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
Work at Innovative Urban Bank? Send us your latest rate card
Have feedback?
Tell us what would make RateScan.in more useful. No email required.