Industrial and Commercial Bank of China (India) interest rates · November 2026
ICBC India FD rates
All tenures, calculator and comparison →What will my FD earn at ICBC India?
Overview
Industrial and Commercial Bank of China (India) (ICBC India) is a foreign bank operating in India, headquartered in Mumbai. Its headline 1-year FD rate of 6.85% is 1.29% above the foreign bank average of 5.56%, ranking #441 of 1033 banks on RateScan.in.
Rates as of 15 Feb 2024, verified from official source. Scheduled foreign bank (RBI-licensed, operating in India): Indian operations' deposits insured by DICGC up to ₹5,00,000.
RBI record
No RBI press release since 1 Jan 2024 names Industrial and Commercial Bank of China (India). We read RBI's press releases every week; last checked on 11 Nov 2026.
This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.
Branches
1 branch
Most branches: Mumbai 1
From RBI's IFSC directory (updated 1 Nov 2026). Counts can include recently merged or closed branches; check the bank's branch locator before visiting.
ICBC India rates
Every rate, tenure by tenure, and what your money grows to.
ICBC India Fixed Deposit rate changes
Changes to ICBC India's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 1 Nov 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to ICBC India's fixed deposit (FD) rates has been recorded since tracking started on 1 Nov 2026.
Good to know
- Deposits with Industrial and Commercial Bank of China (India) are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- ICBC India is a foreign bank operating in India, regulated by the RBI.
Informational only. Always confirm the current rate on the official ICBC India website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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