The GS Mahanagar Co-operative Bank Ltd. interest rates · November 2026
GS Mahanagar Bank FD rates
All tenures, calculator and comparison →What will my FD earn at GS Mahanagar Bank?
Overview
The GS Mahanagar Co-operative Bank Ltd. (GS Mahanagar Bank) is an urban co-operative bank (UCB), headquartered in Mumbai. Its headline 1-year FD rate of 6.00% is 0.65% below the urban co-operative bank average of 6.65%, ranking #817 of 1033 banks on RateScan.in.
Rates as of 22 Apr 2026, verified from official source. Urban co-operative bank, regulated by RBI and the state Registrar of Co-operative Societies: deposits insured by DICGC up to ₹5,00,000. One of 961 co-operative banks whose rates we checked at the source in the last 7 days.
RBI record
No RBI press release since 1 Jan 2024 names The GS Mahanagar Co-operative Bank Ltd.. We read RBI's press releases every week; last checked on 11 Nov 2026.
This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.
Branches
71 branches in 9 districts
Most branches: Pune 18, Mumbai 17, Thane 16
From RBI's IFSC directory (updated 1 Nov 2026). Counts can include recently merged or closed branches; check the bank's branch locator before visiting.
GS Mahanagar Bank rates
Every rate, tenure by tenure, and what your money grows to.
GS Mahanagar Bank Fixed Deposit rate changes
Changes to GS Mahanagar Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 1 Nov 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to GS Mahanagar Bank's fixed deposit (FD) rates has been recorded since tracking started on 1 Nov 2026.
Good to know
- Deposits with The GS Mahanagar Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- GS Mahanagar Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.25% p.a. more than general customers at GS Mahanagar Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official GS Mahanagar Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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