Rates verified from official source

The Dahanu Road Janata Co-operative Bank Ltd. interest rates · November 2026

Dahanu Road Janata Co-op Bank FD rates

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What will my FD earn at Dahanu Road Janata Co-op Bank?

Estimated value after 1 year · before tax ₹5,33,301 6.50% p.a. · ₹33,301 interest · quarterly compounding

Overview

The Dahanu Road Janata Co-operative Bank Ltd. (Dahanu Road Janata Co-op Bank) is an urban co-operative bank (UCB), headquartered in Dahanu Road. Its headline 1-year FD rate of 6.50% is 0.15% below the urban co-operative bank average of 6.65%, ranking #594 of 1033 banks on RateScan.in.

Headquarters
Dahanu Road
Monitored since
24 Oct 2026
Operates in
Maharashtra

Rates as of 1 Feb 2026, verified from official source. Urban co-operative bank, regulated by RBI and the state Registrar of Co-operative Societies: deposits insured by DICGC up to ₹5,00,000. One of 961 co-operative banks whose rates we checked at the source in the last 7 days.

RBI record

Every RBI press release since 1 Jan 2024 that names The Dahanu Road Janata Co-operative Bank Ltd., newest first, each linked to RBI. Checked every week; last on 11 Nov 2026.

A monetary penalty is a fine for not following an RBI rule. On its own it does not stop the bank taking or repaying deposits; RBI does that through directions, which are listed here when they apply.

  1. RBI fined the bank ₹1 lakh

    RBI's reason: “for non-compliance with specific directions issued by RBI under Supervisory Action Framework (SAF)”

    What RBI found

    “The bank had not reduced both single and group borrower exposure limits for certain fresh loans and advances, by 25% of the applicable regulatory limit in non-adherence to directions under SAF.”

    RBI says: “This action is based on deficiencies in regulatory compliance and is not intended to pronounce upon the validity of any transaction or agreement entered by the bank with its customers.”

    RBI press release 2025-2026/1038

This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.

Branches

1 branch

Most branches: Thane 1

From RBI's IFSC directory (updated 1 Nov 2026). Counts can include recently merged or closed branches; check the bank's branch locator before visiting.

Dahanu Road Janata Co-op Bank Fixed Deposit rate changes

Changes to Dahanu Road Janata Co-op Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 24 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to Dahanu Road Janata Co-op Bank's fixed deposit (FD) rates has been recorded since tracking started on 24 Oct 2026.

Good to know

  • Deposits with The Dahanu Road Janata Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Dahanu Road Janata Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Dahanu Road Janata Co-op Bank, depending on the tenure.

Informational only. Always confirm the current rate on the official Dahanu Road Janata Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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