Citizens’ Urban Co-operative Bank Ltd., Gangtok interest rates · November 2026
What will my FD earn at Citizens Bank Sikkim?
Overview
Citizens’ Urban Co-operative Bank Ltd., Gangtok (Citizens Bank Sikkim) is an urban co-operative bank (UCB), headquartered in Gangtok.
Rates as of 1 Apr 2025, verified from official source. Urban co-operative bank, regulated by RBI and the state Registrar of Co-operative Societies: deposits insured by DICGC up to ₹5,00,000. One of 961 co-operative banks whose rates we checked at the source in the last 7 days.
RBI record
No RBI press release since 1 Jan 2024 names Citizens’ Urban Co-operative Bank Ltd., Gangtok. We read RBI's press releases every week; last checked on 11 Nov 2026.
This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.
Branches
1 branch
Most branches: East Sikkim 1
From RBI's IFSC directory (updated 1 Nov 2026). Counts can include recently merged or closed branches; check the bank's branch locator before visiting.
Citizens Bank Sikkim rates
Every rate, tenure by tenure, and what your money grows to.
Citizens Bank Sikkim Fixed Deposit rate changes
Changes to Citizens Bank Sikkim's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 8 Nov 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Citizens Bank Sikkim's fixed deposit (FD) rates has been recorded since tracking started on 8 Nov 2026.
Good to know
- Deposits with Citizens’ Urban Co-operative Bank Ltd., Gangtok are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Citizens Bank Sikkim is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 1.00% p.a. more than general customers at Citizens Bank Sikkim, depending on the tenure.
- Citizens Bank Sikkim's FD table includes 1 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official Citizens Bank Sikkim website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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