BNP Paribas (India) interest rates · November 2026
BNP Paribas India FD rates
All tenures, calculator and comparison →What will my FD earn at BNP Paribas India?
Overview
BNP Paribas (India) (BNP Paribas India) is a foreign bank operating in India, headquartered in Mumbai. Its headline 1-year FD rate of 3.50% is 2.22% below the foreign bank average of 5.72%, ranking #1030 of 1033 banks on RateScan.in.
Rates as of 19 Oct 2026, verified from official source. Scheduled foreign bank (RBI-licensed, operating in India): Indian operations' deposits insured by DICGC up to ₹5,00,000.
RBI record
Every RBI press release since 1 Jan 2024 that names BNP Paribas (India), newest first, each linked to RBI. Checked every week; last on 11 Nov 2026.
A monetary penalty is a fine for not following an RBI rule. On its own it does not stop the bank taking or repaying deposits; RBI does that through directions, which are listed here when they apply.
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RBI fined the bank ₹31,80,000
RBI's reason: “for non-compliance with certain directions issued by RBI on ‘Interest Rate on Advances’”
What RBI found
“The bank failed to adopt uniform external benchmark within the same loan category in respect of certain loans.”
RBI says: “The action is based on deficiencies in statutory and regulatory compliance and is not intended to pronounce upon the validity of any transaction or agreement entered into by the bank with its customers.”
This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.
Branches
9 branches in 5 districts
Most branches: Delhi 3, Bengaluru Urban 2, Mumbai 2
From RBI's IFSC directory (updated 1 Nov 2026). Counts can include recently merged or closed branches; check the bank's branch locator before visiting.
BNP Paribas India rates
Every rate, tenure by tenure, and what your money grows to.
BNP Paribas India Fixed Deposit rate changes
Changes to BNP Paribas India's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 27 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to BNP Paribas India's fixed deposit (FD) rates has been recorded since tracking started on 27 Oct 2026.
Good to know
- Deposits with BNP Paribas (India) are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- BNP Paribas India is a foreign bank operating in India, regulated by the RBI.
Informational only. Always confirm the current rate on the official BNP Paribas India website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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