Rates verified from official source

The Bhadohi Urban Co-operative Bank Ltd. interest rates · November 2026

Bhadohi Urban Co-op Bank FD rates

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What will my FD earn at Bhadohi Urban Co-op Bank?

Estimated value after 1 year · before tax ₹5,35,930 7.00% p.a. · ₹35,930 interest · quarterly compounding

Overview

The Bhadohi Urban Co-operative Bank Ltd. (Bhadohi Urban Co-op Bank) is an urban co-operative bank (UCB), headquartered in Gyanpur, Bhadohi. Its headline 1-year FD rate of 7.00% is 0.35% above the urban co-operative bank average of 6.65%, ranking #295 of 1033 banks on RateScan.in.

Headquarters
Gyanpur, Bhadohi
Monitored since
25 Oct 2026
Operates in
Uttar Pradesh

Rates as of 13 Feb 2024, verified from official source. Urban co-operative bank, regulated by RBI and the state Registrar of Co-operative Societies: deposits insured by DICGC up to ₹5,00,000. One of 961 co-operative banks whose rates we checked at the source in the last 7 days.

RBI record

Every RBI press release since 1 Jan 2024 that names The Bhadohi Urban Co-operative Bank Ltd., newest first, each linked to RBI. Checked every week; last on 11 Nov 2026.

A monetary penalty is a fine for not following an RBI rule. On its own it does not stop the bank taking or repaying deposits; RBI does that through directions, which are listed here when they apply.

  1. RBI fined the bank ₹2.00 lakh

    RBI's reason: “for contravention of the provisions of section 26 A (2) read with section 56 of the Banking Regulation Act, 1949 (BR Act)”

    What RBI found

    “The charge of not transferring the eligible amounts to the Depositor Education and Awareness Fund within the prescribed period was sustained.”

    RBI says: “This action is based on deficiencies in regulatory compliance and is not intended to pronounce upon the validity of any transaction or agreement entered into by the bank with its customers.”

    RBI press release 2024-2025/346

This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.

Branches

2 branches, all in Bhadohi

Most branches: Bhadohi 2

From RBI's IFSC directory (updated 1 Nov 2026). Counts can include recently merged or closed branches; check the bank's branch locator before visiting.

Bhadohi Urban Co-op Bank Fixed Deposit rate changes

Changes to Bhadohi Urban Co-op Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 25 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to Bhadohi Urban Co-op Bank's fixed deposit (FD) rates has been recorded since tracking started on 25 Oct 2026.

Good to know

  • Deposits with The Bhadohi Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Bhadohi Urban Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.

Informational only. Always confirm the current rate on the official Bhadohi Urban Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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