No public deposits

Indian Railway Finance Corporation Limited interest rates · November 2026

Overview

Indian Railway Finance Corporation Limited (IRFC) is a non-banking finance company (NBFC), headquartered in New Delhi, established in 1986.

Headquarters
New Delhi
Established
1986
Ownership
Infrastructure finance company (RBI upper layer, Government of India enterprise)
Operates in
All India (nationwide)

RBI classes it as an NBFC that does not accept public deposits, so there are no FD or RD rates to compare. Non-banking finance company (NBFC): deposits are not insured by DICGC. Compare the credit rating along with the rate.

RBI record

No RBI press release since 1 Jan 2024 names Indian Railway Finance Corporation Limited. We read RBI's press releases every week; last checked on 11 Nov 2026.

This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.

Good to know

  • Indian Railway Finance Corporation Limited does not accept public deposits: RBI classifies it as a non-deposit-taking NBFC (or as an infrastructure or investment company), so there are no fixed deposit rates to compare. It raises money through bonds, debentures and bank borrowings, which are market instruments, not deposits.
  • IRFC is a non-banking finance company, not a bank. Its deposits are not covered by DICGC insurance, so compare its credit rating and financial strength, not just the rate.

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