Hamirpur District Co-operative Bank Ltd. (Hamirpur DCB) is a district central co-operative bank (DCCB), headquartered in Hamirpur. Its headline 1-year FD rate of 6.85% is −0.03% below the district co-operative bank average of 6.88%, ranking #67 of 113 district co-operative banks.
Rates as of 20 Feb 2023, verified from official source. Majority Government-of-India owned — deposits insured by DICGC up to ₹5,00,000.
Estimate returns at Hamirpur DCB (quarterly compounding)
Rates for deposits below ₹3 crore · General vs Senior · trend over time
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
| Tenure | General | Senior | Trend | Applies to |
|---|---|---|---|---|
7 to 45 days |
3.50% | 3.50% | — | Any amount |
46 to 90 days |
4.50% | 4.50% | — | Any amount |
91 to 180 days |
5.50% | 5.50% | — | Any amount |
181 days to less than 1 year |
5.75% | 5.75% | — | Any amount |
1 year |
6.85% | 7.35% | — | Any amount |
More than 1 to less than 2 years |
6.80% | 7.30% | — | Any amount |
2 to less than 3 years |
6.75% | 7.25% | — | Any amount |
3 to less than 5 years |
6.70% | 7.20% | — | Any amount |
5 to 10 years |
6.70% | 7.20% | — | Any amount |
Rates for deposits below ₹3 crore · general vs senior citizen · trend over time
| Tenure | General | Senior | Trend | Applies to |
|---|---|---|---|---|
Savings account |
3.00% | 3.00% | — | Any amount |
Deposits with Hamirpur District Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official Hamirpur DCB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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