Bajaj Housing Finance Limited interest rates · November 2026
Overview
Bajaj Housing Finance Limited (Bajaj Housing) is a non-banking finance company (NBFC), headquartered in Pune.
RBI classes it as an NBFC that does not accept public deposits, so there are no FD or RD rates to compare. Non-banking finance company (NBFC): deposits are not insured by DICGC. Compare the credit rating along with the rate.
RBI record
Every RBI press release since 1 Jan 2024 that names Bajaj Housing Finance Limited, newest first, each linked to RBI. Checked every week; last on 11 Nov 2026.
A monetary penalty is a fine for not following an RBI rule. On its own it does not stop the bank taking or repaying deposits; RBI does that through directions, which are listed here when they apply.
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RBI fined the bank ₹5.00 lakh
RBI's reason: “for non-compliance with certain provisions of the ‘Non-Banking Financial Company - Housing Finance Company (Reserve Bank) Directions, 2021’ issued by the RBI”
What RBI found
“The company did not take prior written permission of RBI for change in management resulting in change in more than 30% of the directors, excluding independent directors.”
RBI says: “This action is based on the deficiencies in regulatory compliance and is not intended to pronounce upon the validity of any transaction or agreement entered into by the company with its customers.”
This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.
Good to know
- Bajaj Housing Finance Limited does not accept public deposits: RBI classifies it as a non-deposit-taking NBFC (or as an infrastructure or investment company), so there are no fixed deposit rates to compare. It raises money through bonds, debentures and bank borrowings, which are market instruments, not deposits.
- Bajaj Housing is a non-banking finance company, not a bank. Its deposits are not covered by DICGC insurance, so compare its credit rating and financial strength, not just the rate.
Informational only. Always confirm the current rate on the official Bajaj Housing website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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