Rates verified from official source

The Agroha Co-operative Urban Bank Ltd. Fixed Deposit interest rates · November 2026

Agroha Co-op Urban Bank's best Fixed Deposit rate is 8.00% (Above 1 year up to 3 years), 1.50 points below the best on the market (9.50%).

What will my FD earn at Agroha Co-op Urban Bank?

Estimated value after 1 year · before tax ₹5,29,898 5.85% p.a. · ₹29,898 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
30 days
to 90 days
4.35% – Any amount
14 Jul 2025
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
91 days to
180 days
4.85% – Any amount
14 Jul 2025
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
181 days
to 1 year
5.85% – Any amount
14 Jul 2025
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
Above 1 year
up to 3 years
8.00% – Any amount
14 Jul 2025
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026
Above 3 Years
and to 5 Years
7.50% – Any amount
14 Jul 2025
✓ verified 13 Nov 2026
official
fetched 24 Oct 2026

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Agroha Co-op Urban Bank FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

5.85%
Before you book

Agroha Co-op Urban Bank Fixed Deposit: frequently asked questions

What is the highest Agroha Co-op Urban Bank Fixed Deposit interest rate?

As of 14 Nov 2026, The Agroha Co-operative Urban Bank Ltd. offers up to 8.00% p.a. on its fixed deposit (FD) (Above 1 year up to 3 years) for general customers. Rates below are as published by the bank. Confirm with Agroha Co-op Urban Bank before investing.

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What is the Agroha Co-op Urban Bank 1-year FD interest rate?

As of 14 Nov 2026, The Agroha Co-operative Urban Bank Ltd. offers 5.85% p.a. on a 1-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 14 Jul 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Agroha Co-op Urban Bank 2-year FD interest rate?

As of 14 Nov 2026, The Agroha Co-operative Urban Bank Ltd. offers 8.00% p.a. on a 2-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 14 Jul 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Agroha Co-op Urban Bank 3-year FD interest rate?

As of 14 Nov 2026, The Agroha Co-operative Urban Bank Ltd. offers 8.00% p.a. on a 3-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 14 Jul 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Agroha Co-op Urban Bank 5-year FD interest rate?

As of 14 Nov 2026, The Agroha Co-operative Urban Bank Ltd. offers 7.50% p.a. on a 5-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 14 Jul 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Agroha Co-op Urban Bank?

The Agroha Co-operative Urban Bank Ltd. does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.

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When did Agroha Co-op Urban Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to The Agroha Co-operative Urban Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 25 Oct 2026.

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What fixed deposit (FD) tenures does Agroha Co-op Urban Bank offer?

The Agroha Co-operative Urban Bank Ltd.'s published fixed deposit (FD) rate table has 5 tenure bands, from “30 days to 90 days” to “Above 3 Years and to 5 Years”.

Does Agroha Co-op Urban Bank pay more than the Post Office Time Deposit?

The Agroha Co-operative Urban Bank Ltd. pays more than the Post Office Time Deposit at 2 of 4 standard tenures compared (general rates). Rates: 1y 5.85% (PO 6.90%), 2y 8.00% (PO 7.00%), 3y 8.00% (PO 7.10%), 5y 7.50% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Agroha Co-op Urban Bank's 1-year FD rate rank?

The Agroha Co-operative Urban Bank Ltd.'s 1-year general FD rate of 5.85% ranks #896 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Agroha Co-op Urban Bank insured?

Deposits with The Agroha Co-operative Urban Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Agroha Co-op Urban Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 14 Jul 2025. Rates can change without notice, so verify on the official Agroha Co-op Urban Bank website before investing.

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Good to know

  • Deposits with The Agroha Co-operative Urban Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Agroha Co-op Urban Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.

Informational only. Always confirm the current rate on the official Agroha Co-op Urban Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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