The Vijay Co-operative Bank Ltd. interest rates · October 2026
Overview
The Vijay Co-operative Bank Ltd. (Vijay Co-op Bank) is an urban co-operative bank (UCB), headquartered in Ahmedabad. Its headline 1-year FD rate of 6.00% is 0.32% below the urban co-operative bank average of 6.32%, ranking #283 of 353 banks on RateScan.in. RateScan.in tracks 20 published rate lines for Vijay Co-op Bank (product types: 2), last verified 22 Oct 2026. CRAR / NPA figures are not available for this bank.
Rates as of 1 Dec 2025, verified from official source. Majority Government-of-India owned — deposits insured by DICGC up to ₹5,00,000.
Higher 1 year Fixed Deposit rates than Vijay Co-op Bank
112 banks serving Gujarat pay more. Top picks:
Good to know
- Deposits with The Vijay Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Vijay Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Vijay Co-op Bank, depending on the tenure.
Informational only — always confirm the current rate on the official Vijay Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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