Rates verified from official source

Mysore City District Co-operative Central Bank
deposit rates

Top FD rate
7.50%
1 year and above
Senior citizen FD
8.00%
1 year and above
Savings rate
3.00%
Any amount
1-year FD rank
#16
of 113 district co-operative banks · 7.50%

Overview

mcdcc.bank.in

Mysore City District Co-operative Central Bank (Mysore City DCC) is a district central co-operative bank (DCCB), headquartered in Mysuru. Its headline 1-year FD rate of 7.50% is +0.63% above the district co-operative bank average of 6.87%, ranking #16 of 113 district co-operative banks.

Headquarters
Mysuru
Ownership
District central co-operative bank (DCCB) for Mysuru district, Karnataka
Operates in
Karnataka
Financial health
Standalone CRAR / NPA figures are not published separately for this bank. Payments banks do not offer fixed deposits and are regulated differently.
1-year FD rate
7.50%
+0.63% above the district co-operative bank average of 6.87%
Peer rank
#16
of 113 district co-operative banks
Recent movement
Tracking started

Rates as of 1 Jan 2024, verified from official source. Majority Government-of-India owned — deposits insured by DICGC up to ₹5,00,000.

Maturity calculator

Estimate returns at Mysore City DCC (quarterly compounding)

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Fixed Deposit rates

Rates for deposits below ₹3 crore · General vs Senior · trend over time

3%4%5%6%7% 15 to 45 days: 3.00% 46 to 90 days: 4.50% 91 to 180 days: 5.75% 181 to 364 days: 6.50% 1 year and above: 7.50% · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 15d2m3m6m1y 3.004.505.756.507.50 General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

3%4%5%6%7%8% 15 to 45 days: 3.50% (General: 3.00%) 46 to 90 days: 5.00% (General: 4.50%) 91 to 180 days: 6.25% (General: 5.75%) 181 to 364 days: 7.00% (General: 6.50%) 1 year and above: 8.00% (General: 7.50%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 15d2m3m6m1y 3.505.006.257.008.00 Senior General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

No additional super-senior premium — showing Senior rates.

3%4%5%6%7%8% 15 to 45 days: 3.50% (Senior: 3.50%) 46 to 90 days: 5.00% (Senior: 5.00%) 91 to 180 days: 6.25% (Senior: 6.25%) 181 to 364 days: 7.00% (Senior: 7.00%) 1 year and above: 8.00% (Senior: 8.00%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 15d2m3m6m1y 3.505.006.257.008.00 Senior Senior Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

TenureGeneralSeniorTrendApplies to
15 to 45 days
3.00% 3.50% — Any amount
46 to 90 days
4.50% 5.00% — Any amount
91 to 180 days
5.75% 6.25% — Any amount
181 to 364 days
6.50% 7.00% — Any amount
1 year and above
7.50% 8.00% — Any amount
Source ↗

Savings account rates

Rates for deposits below ₹3 crore · general vs senior citizen · trend over time

TenureGeneralSeniorTrendApplies to
Savings account
3.00% 3.00% — Any amount
Source ↗

Good to know

Deposits with Mysore City District Co-operative Central Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

Informational only — always confirm the current rate on the official Mysore City DCC website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.