Rates verified from official source

District Co-operative Bank Lakhimpur Kheri
deposit rates

Top FD rate
6.85%
365 days
Senior citizen FD
7.35%
365 days
Savings rate
3.00%
Any amount
1-year FD rank
#63
of 113 district co-operative banks · 6.85%

Overview

dcblakhimpur.bank.in

District Co-operative Bank Lakhimpur Kheri (DCB Lakhimpur) is a district central co-operative bank (DCCB), headquartered in Lakhimpur Kheri. Its headline 1-year FD rate of 6.85% is −0.03% below the district co-operative bank average of 6.88%, ranking #63 of 113 district co-operative banks.

Headquarters
Lakhimpur Kheri
Ownership
District central co-operative bank (DCCB) for Lakhimpur Kheri district, Uttar Pradesh
Operates in
Uttar Pradesh
Financial health
Standalone CRAR / NPA figures are not published separately for this bank. Payments banks do not offer fixed deposits and are regulated differently.
1-year FD rate
6.85%
−0.03% below the district co-operative bank average of 6.88%
Peer rank
#63
of 113 district co-operative banks
Recent movement
Tracking started

Rates as of 20 Feb 2023, verified from official source. Majority Government-of-India owned — deposits insured by DICGC up to ₹5,00,000.

Maturity calculator

Estimate returns at DCB Lakhimpur (quarterly compounding)

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Fixed Deposit rates

Rates for deposits below ₹3 crore · General vs Senior · trend over time

3%4%5%6%7% 7 to 45 days: 3.50% 46 to 90 days: 4.50% 91 to 180 days: 5.50% 181 to 364 days: 5.75% 365 days: 6.85% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 366 to 729 days: 6.80% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 730 to 1094 days: 6.75% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 1095 to 1824 days: 6.70% · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) Above 1825 days: 6.70% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d2m3m6m1y366d2y3y5y 3.504.505.505.756.856.806.756.706.70 General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

3%4%5%6%7% 7 to 45 days: 3.50% (General: 3.50%) 46 to 90 days: 4.50% (General: 4.50%) 91 to 180 days: 5.50% (General: 5.50%) 181 to 364 days: 5.75% (General: 5.75%) 365 days: 7.35% (General: 6.85%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 366 to 729 days: 7.30% (General: 6.80%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 730 to 1094 days: 7.25% (General: 6.75%) · Post Office TD: 7.00% (above the govt-guaranteed benchmark) 1095 to 1824 days: 7.20% (General: 6.70%) · Post Office TD: 7.10% (above the govt-guaranteed benchmark) Above 1825 days: 7.20% (General: 6.70%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d2m3m6m1y366d2y3y5y 3.504.505.505.757.357.307.257.207.20 Senior General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

No additional super-senior premium — showing Senior rates.

3%4%5%6%7% 7 to 45 days: 3.50% (Senior: 3.50%) 46 to 90 days: 4.50% (Senior: 4.50%) 91 to 180 days: 5.50% (Senior: 5.50%) 181 to 364 days: 5.75% (Senior: 5.75%) 365 days: 7.35% (Senior: 7.35%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 366 to 729 days: 7.30% (Senior: 7.30%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 730 to 1094 days: 7.25% (Senior: 7.25%) · Post Office TD: 7.00% (above the govt-guaranteed benchmark) 1095 to 1824 days: 7.20% (Senior: 7.20%) · Post Office TD: 7.10% (above the govt-guaranteed benchmark) Above 1825 days: 7.20% (Senior: 7.20%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d2m3m6m1y366d2y3y5y 3.504.505.505.757.357.307.257.207.20 Senior Senior Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

TenureGeneralSeniorTrendApplies to
7 to 45 days
 3.50% 3.50% — Any amount
46 to 90 days
 4.50% 4.50% — Any amount
91 to 180 days
 5.50% 5.50% — Any amount
181 to 364 days
 5.75% 5.75% — Any amount
365 days
 6.85% 7.35% — Any amount
366 to 729 days
 6.80% 7.30% — Any amount
730 to 1094 days
 6.75% 7.25% — Any amount
1095 to 1824 days
 6.70% 7.20% — Any amount
Above 1825 days
 6.70% 7.20% — Any amount
Source ↗

Savings account rates

Rates for deposits below ₹3 crore · general vs senior citizen · trend over time

TenureGeneralSeniorTrendApplies to
Savings account
 3.00% 3.00% — Any amount
Source ↗

Good to know

Deposits with District Co-operative Bank Lakhimpur Kheri are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

official Effective 20 Feb 2023 · Ingested 1 Oct 2026 · Verified 1 Oct 2026 · View source

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