Rates verified from official source

Chitradurga District Co-operative Central Bank Ltd.
deposit rates

Top FD rate
8.25%
Special 400 days
Senior citizen FD
8.25%
Special 400 days
1-year FD rank
#107
of 113 district co-operative banks · 5.75%

Overview

www.chitradurgadcc.bank.in

Chitradurga District Co-operative Central Bank Ltd. (Chitradurga DCC) is a district central co-operative bank (DCCB), headquartered in Chitradurga. Its headline 1-year FD rate of 5.75% is −1.14% below the district co-operative bank average of 6.89%, ranking #107 of 113 district co-operative banks.

Headquarters
Chitradurga
Ownership
District central co-operative bank (DCCB) for Chitradurga district, Karnataka
Operates in
Karnataka
Financial health
Standalone CRAR / NPA figures are not published separately for this bank. Payments banks do not offer fixed deposits and are regulated differently.
1-year FD rate
5.75%
−1.14% below the district co-operative bank average of 6.89%
Peer rank
#107
of 113 district co-operative banks
Recent movement
Tracking started

Rates as of 1 Oct 2026, verified from official source. Majority Government-of-India owned — deposits insured by DICGC up to ₹5,00,000.

Maturity calculator

Estimate returns at Chitradurga DCC (quarterly compounding)

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Fixed Deposit rates

Rates for deposits below ₹3 crore · General vs Senior · trend over time

3%4%5%6%7%8% 15 to 45 days: 3.50% 46 to 90 days: 4.40% 91 to 180 days: 4.80% 181 days to 1 year: 5.00% 1 to 2 years: 5.75% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) Special 400 days: 8.25% · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 2 years and above: 5.90% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 15d2m3m6m1y400d2y 3.504.404.805.005.758.255.90 General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

3%4%5%6%7%8% 15 to 45 days: 4.00% (General: 3.50%) 46 to 90 days: 4.80% (General: 4.40%) 91 to 180 days: 5.25% (General: 4.80%) 181 days to 1 year: 5.50% (General: 5.00%) 1 to 2 years: 6.00% (General: 5.75%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) Special 400 days: 8.25% (General: 8.25%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 2 years and above: 6.15% (General: 5.90%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 15d2m3m6m1y400d2y 4.004.805.255.506.008.256.15 Senior General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

No additional super-senior premium — showing Senior rates.

4%5%6%7%8% 15 to 45 days: 4.00% (Senior: 4.00%) 46 to 90 days: 4.80% (Senior: 4.80%) 91 to 180 days: 5.25% (Senior: 5.25%) 181 days to 1 year: 5.50% (Senior: 5.50%) 1 to 2 years: 6.00% (Senior: 6.00%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) Special 400 days: 8.25% (Senior: 8.25%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 2 years and above: 6.15% (Senior: 6.15%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 15d2m3m6m1y400d2y 4.004.805.255.506.008.256.15 Senior Senior Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

TenureGeneralSeniorTrendApplies to
15 to 45 days
 3.50% 4.00% — Any amount
46 to 90 days
 4.40% 4.80% — Any amount
91 to 180 days
 4.80% 5.25% — Any amount
181 days to 1 year
 5.00% 5.50% — Any amount
1 to 2 years
 5.75% 6.00% — Any amount
Special 400 days
 8.25% 8.25% — Any amount
2 years and above
 5.90% 6.15% — Any amount
Source ↗

Good to know

Deposits with Chitradurga District Co-operative Central Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

official Effective 1 Oct 2026 · Ingested 1 Oct 2026 · Verified 1 Oct 2026 · View source

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