Rates verified from official source

Broach District Central Co-operative Bank Ltd.
deposit rates

Top FD rate
6.50%
1 year and above
Senior citizen FD
7.00%
1 year and above
1-year FD rank
#51
of 65 district co-operative banks · 6.50%

Overview

bharuchdccb.bank.in

Broach District Central Co-operative Bank Ltd. (Bharuch DCCB) is a district central co-operative bank (DCCB), headquartered in Bharuch. Its headline 1-year FD rate of 6.50% is −0.33% below the district co-operative bank average of 6.83%, ranking #51 of 65 district co-operative banks.

Headquarters
Bharuch
Ownership
District central co-operative bank (DCCB) for Bharuch (Broach) district, Gujarat
Operates in
Gujarat
Financial health
Standalone CRAR / NPA figures are not published separately for this bank. Payments banks do not offer fixed deposits and are regulated differently.
1-year FD rate
6.50%
−0.33% below the district co-operative bank average of 6.83%
Peer rank
#51
of 65 district co-operative banks
Recent movement
Tracking started

Rates as of 13 Apr 2026, verified from official source. Majority Government-of-India owned — deposits insured by DICGC up to ₹5,00,000.

Maturity calculator

Estimate returns at Bharuch DCCB (quarterly compounding)

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Fixed Deposit rates

Rates for deposits below ₹3 crore · General vs Senior · trend over time

3%4%5%6%7% 7 to 14 days: 3.50% 15 to 44 days: 3.50% 45 to 179 days: 5.00% 180 days to less than 1 year: 5.50% 1 year and above: 6.50% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 7d15d2m6m1y 3.503.505.005.506.50 General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

3%4%5%6%7% 7 to 14 days: 3.50% (General: 3.50%) 15 to 44 days: 3.50% (General: 3.50%) 45 to 179 days: 5.00% (General: 5.00%) 180 days to less than 1 year: 5.50% (General: 5.50%) 1 year and above: 7.00% (General: 6.50%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 7d15d2m6m1y 3.503.505.005.507.00 Senior General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

No additional super-senior premium — showing Senior rates.

3%4%5%6%7% 7 to 14 days: 3.50% (Senior: 3.50%) 15 to 44 days: 3.50% (Senior: 3.50%) 45 to 179 days: 5.00% (Senior: 5.00%) 180 days to less than 1 year: 5.50% (Senior: 5.50%) 1 year and above: 7.00% (Senior: 7.00%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 7d15d2m6m1y 3.503.505.005.507.00 Senior Senior Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

TenureGeneralSeniorTrendApplies to
7 to 14 days
 3.50% 3.50% — Any amount
15 to 44 days
 3.50% 3.50% — Any amount
45 to 179 days
 5.00% 5.00% — Any amount
180 days to less than 1 year
 5.50% 5.50% — Any amount
1 year and above
 6.50% 7.00% — Any amount
Source ↗

Good to know

Deposits with Broach District Central Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

official Effective 13 Apr 2026 · Ingested 1 Oct 2026 · Verified 1 Oct 2026 · View source

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